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The 365 Day 1p Challenge 2023

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  • Saver-upper
    Saver-upper Posts: 2,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I only joined Qmee yesterday afternoon, and this morning was already able to cash out £5.50. I have crossed £3.54 and £1.96 off the list.
    SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
    Pinecone £301,Valued Opinions £10.50





  • #47 reporting in, my running total now stands at £50.32.

    Iquite pleased to see that, im thinking will allocate to a wee short break away  in 2024.i do love future planning. :D
    #33 in 2025's 365x1p challenge - assigning amounts randomly on a daily basis

    #23 in make2025in2025
    January's total :£34.93  (1.72%. Le sigh....)
    February's total : £57.12 (2.82%)
    March's total = £123.81 (6.11%)
    April's total = £193.74 (9.56%)
    May's total =£276.40 (13.6%)
    June's total = £277.93 (13.7%)
    July's total = £286.45 (14.14%)


    2024  = 365x1p challenge #10 final tally £668.10  

    i apologise now, i can't type.
    Or, my keyboard skills cant keep up with my brain.


  • Well done all on the recent reports and the spreadsheet is updated.  
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
    Save £12k in 2025 #1 £12000/£8000
  • Saver-upper
    Saver-upper Posts: 2,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Potted £1 coin today.It had been in my purse for ages, to use in trolleys. A few weeks ago I was given a "goodie bag" at ASDA, which included a trolley token, so the £1 can be potted  :)
    SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
    Pinecone £301,Valued Opinions £10.50





  • First things first…. Apologies to @Saver-upper for not responding to your request for the details of the easy access savings account that pays 4% interest. It’s the Santander Edge Savings Account. However, you can, by now, probably easily beat this rate without too much investigative work!

    So, on to my (our) update for February. As I will be allocating funds to my challenge pot/savings account on a monthly basis, for simplicity,  I’ve decided to take advantage of not having a council tax payment this month! 

    Because of this I’m going to pay December’s monthly figure as it’s the highest figure of any month and I want to have an easier time (payment wise) when December finally arrives. Also, my wife has agreed with this line of thinking and therefore we will both be adding this figure for February’s payment….I hope that all makes sense!

    Therefore, my (our) update for February is:

     #86  Topscooby £108.50 (each)  = £217




    £12k in 2025 #27 ( £7,000 / £12000 ) 🤞
    £12k in 2024 #18 (£14,000 / £12,000)…Goal surpassed 🙏
    The 365 Day 1p Challenge 2023 #86 ( Completed at 299.42% )
  • Saver-upper
    Saver-upper Posts: 2,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Topscooby said:
    First things first…. Apologies to @Saver-upper for not responding to your request for the details of the easy access savings account that pays 4% interest. It’s the Santander Edge Savings Account. However, you can, by now, probably easily beat this rate without too much investigative work!




    Oooooohhh, thank you very much Topscooby. I am switching to to the Santander Edge current account at the moment, for their £200 switch. My intention was to then open up their SE savings account also, so that is great, thank you.
    SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
    Pinecone £301,Valued Opinions £10.50





  • Topscooby said:
    First things first…. Apologies to @Saver-upper for not responding to your request for the details of the easy access savings account that pays 4% interest. It’s the Santander Edge Savings Account. However, you can, by now, probably easily beat this rate without too much investigative work!




    Oooooohhh, thank you very much Topscooby. I am switching to to the Santander Edge current account at the moment, for their £200 switch. My intention was to then open up their SE savings account also, so that is great, thank you.
    You are most welcome @Saver-upper   Unfortunately, I didn’t qualify for the £200 bonus as I didn’t use the switching service as I wanted to keep my HSBC current account open :s  However, now I have two different bank accounts my options are looking better for the future regarding any bonuses on offer…and I fully intend to take advantage of this  ;)
    £12k in 2025 #27 ( £7,000 / £12000 ) 🤞
    £12k in 2024 #18 (£14,000 / £12,000)…Goal surpassed 🙏
    The 365 Day 1p Challenge 2023 #86 ( Completed at 299.42% )
  • Topscooby said:


    So, on to my (our) update for February. As I will be allocating funds to my challenge pot/savings account on a monthly basis, for simplicity,  I’ve decided to take advantage of not having a council tax payment this month! 

    Because of this I’m going to pay December’s monthly figure as it’s the highest figure of any month and I want to have an easier time (payment wise) when December finally arrives. Also, my wife has agreed with this line of thinking and therefore we will both be adding this figure for February’s payment….I hope that all makes sense!

    Therefore, my (our) update for February is:

     #86  Topscooby £108.50 (each)  = £217




    That makes sense and I have updated for you.  Well done. 
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
    Save £12k in 2025 #1 £12000/£8000
  • #63
    just updating february total as i have opened a new chase account which will give 3% interest and 5% on roundups so a few more pennies in the bank when the card arrives.
    new bank feb £65.76 year £170

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