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The Final Bite of the Cherry- Journey to Clear £66k

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  • The £37.02 cleared in YNAB, that has know been transferred to the FIL pot, that now stands at
    £279.39/£2700 (10.34% from extra money made)
    £4.08/£3600 (From spare money)

    I have a couple of mystery shops lined up over the next couple of weeks so will hopefully stay on track for making my £5 a day.

    I'm also giving NSD's a go, while I think I'm pretty good at sticking to my budget, I could maybe save more if I stopped spending so many days a month. I'm going for 12 this month and today was officially 1/12.

    Day 2 of the diet has gone well, I've stuck to plan 100% but the weather has meant I haven't done my steps. Day 2 of no alcohol and also no Pepsi Max. Pepsi Max is all I drink and I'm pretty sure the headache I've had all day is down to the lack of fizz.

    Anyway, off to stare at survey sites for an hour before bed.

    Total debt when my journey began in December 2022- £66,133.42
    Current debt May 2024- £40,064.57
    Repaid 39.42%

    My Debt Free Wannabe Diary
    https://forums.moneysavingexpert.com/discussion/6411146/the-final-bite-of-the-cherry-journey-to-clear-66k#latest

  • badmemory
    badmemory Posts: 9,650 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Could it be down to the caffiene in it.
  • badmemory said:
    Could it be down to the caffiene in it.
    It's 100% the caffiene. I don't drink tea or coffee and never really thought about the caffiene content there is in things like coke. I always give up after a couple of days just to get rid of the headaches but I'm going to work armed with paracetamol today to fight through it. Admittedly, my Pepsi addiction costs me around £15 a week too!!!
    Total debt when my journey began in December 2022- £66,133.42
    Current debt May 2024- £40,064.57
    Repaid 39.42%

    My Debt Free Wannabe Diary
    https://forums.moneysavingexpert.com/discussion/6411146/the-final-bite-of-the-cherry-journey-to-clear-66k#latest

  • Another day and nothing to report money wise, I see no reason why today can't be a NSD as I'm in work all day and have got my lunch to take to work with me.
    Still no sign of DH First Direct money, I see others have had theirs a lot quicker so not sure whats going on there. We are going to stay with First Direct for a while though and open the 7% regular savings account. Can't say no to free money.
    Had the house insurance renewal this morning. Thats gone up by £60 a year. I will have a look for some other quotes this evening though for that.

    Have a good day everyone!
    Total debt when my journey began in December 2022- £66,133.42
    Current debt May 2024- £40,064.57
    Repaid 39.42%

    My Debt Free Wannabe Diary
    https://forums.moneysavingexpert.com/discussion/6411146/the-final-bite-of-the-cherry-journey-to-clear-66k#latest

  • Baileys_Babe
    Baileys_Babe Posts: 6,266 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Make sure you drink plenty of water, dehydration will make your headaches worse.

    Also make sure your pain killers are the regular kind not the max variety as these often contain caffeine.
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • Thanks @Baileys_Babe I have been watching my water intake, I always drink 2 litres a day at least when I'm dieting.

    I'm not too sure what I'm making of this new forum layout, I'm sure I won't even notice its any different in a few days times but who likes change, lol.
    I've done a couple of surveys today but nothing too exciting or life changing but I suppose slow and steady wins the race.
    I have a family meal for my mothers birthday tomorrow, going to Miller and Carter, my mother pays for this, she is always really generous around birthdays so I haven't needed to budget anything for this.

    Total debt when my journey began in December 2022- £66,133.42
    Current debt May 2024- £40,064.57
    Repaid 39.42%

    My Debt Free Wannabe Diary
    https://forums.moneysavingexpert.com/discussion/6411146/the-final-bite-of-the-cherry-journey-to-clear-66k#latest

  • NeverendingDMP
    NeverendingDMP Posts: 2,210 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Another pepsi max addict here. I try and have other drinks too but in all honesty I'm not drinking enough as I'm always on the go. I'll have to follow your progress and reduce my intake too!
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • Another pepsi max addict here. I try and have other drinks too but in all honesty I'm not drinking enough as I'm always on the go. I'll have to follow your progress and reduce my intake too!
    I think reduce is what I should have done rather than cold turkey. I'm beginning day 5 now and a little research says that headaches can last up to 9 days so I just need to power through the weekend. I was thinking of having a glass a day but seen as I'm half way there I should perservere.
    Total debt when my journey began in December 2022- £66,133.42
    Current debt May 2024- £40,064.57
    Repaid 39.42%

    My Debt Free Wannabe Diary
    https://forums.moneysavingexpert.com/discussion/6411146/the-final-bite-of-the-cherry-journey-to-clear-66k#latest

  • Pmo2
    Pmo2 Posts: 42 Forumite
    10 Posts
    Well done on persevering, I'm not one for drinking fizzy drinks, I'll drink Diet Coke but it has to be nearly flat for me. Hope your headaches subside soon. 
    Current debts - Lloyd's card £4130.00 (0% Oct 23) - Barclaycard £3400.00 (0% Oct 24) - Lloyd's loan £3640.00 - Curry's £441.00  Total owed - £11,611.00 Credit card total owed - £7,530.00

    Aiming to kick the debt and lose the weight by the time I'm 50.

    LTW: August 2/18 ~ EF: £450/£1000
  • Baileys_Babe
    Baileys_Babe Posts: 6,266 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Another pepsi max addict here. I try and have other drinks too but in all honesty I'm not drinking enough as I'm always on the go. I'll have to follow your progress and reduce my intake too!
    I think reduce is what I should have done rather than cold turkey. I'm beginning day 5 now and a little research says that headaches can last up to 9 days so I just need to power through the weekend. I was thinking of having a glass a day but seen as I'm half way there I should perservere.
    Don't give in to your cravings it seems like you are over halfway through the headaches phase, fingers crossed it is less.
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
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