ESA, savings & partner

calcotti

Deleted_User said:

I don't know the different types of esa

Already described in this thread

poppy12345 said:

PIP is not affected by savings. Contributions based and New style ESA are both not affected by savings. Only means tested benefits like Income Related ESA,..

If she doesn’t know she needs to ask ESA. Given that she claims HB it is likely that she gets income based ESA but she may have just income based ESA or a mix of income based and contribution based ESA.

[Deleted User]

She gets new style esa

poppy12345

Deleted_User said:

She gets new style esa

How much is her ESA per week? Is it's more than £117.60?

You haven't answered my question here.

poppy12345 said:

Does she also claim Universal Credit? In your first comment you mentioned “our housing benefit” are you living with your partner? 

It's very difficult to help you without all the information.

[Deleted User]

She gets £354.28 a month. We live together and I get my esa paid separately 

poppy12345

Deleted_User said:

She gets £354.28 a month. We live together and I get my esa paid separately 

That amount suggests you're claiming UC because that amount is LCWRA element, which is part of UC, which you should be claiming as a couple because you're living together.

Your ESA should have been deducted in full from your UC entitlement.

In a previous thread here https://forums.moneysavingexpert.com/discussion/6408185/income-esa/p1 you said you're receiving rental income. Do you own a property which you rent out? If so do UC know about this property?

You keep drip feeding information but no one can help without knowing all of your details.

[Deleted User]

My esa is deducted from hers, yes I own a property that I rent out, no they don't know

poppy12345

Deleted_User said:

My esa is deducted from hers, yes I own a property that I rent out, no they don't know

OK, she's not claiming ESA, you're claiming UC as a couple. You need to tell them about the property you own because if there's capital in that property which is worth more than £16,000 then you're not entitled to any means tested benefits, which includes UC. Any overpayment will need to be repaid back.

You really do need to tell them ASAP because if you don't they will find out and you'll be in an even worse situation. Was there any reason why you didn't tell them?

Alice_Holt

Have you declared to UC that you are a couple?

Can you give us details of your joint monthly UC payments page from your UC journal?

What rental income do you receive?

calcotti

This thread has revealed a completely different living situation to that implied by OP’s previous thread about his own ESA entitlement.

OP, it is impossible to advise properly without full information about your situation. In that previous thread you were concerned about what you would get when your ESA stops. What should be happening at the moment is that your ESA should be being deducted from her UC, when the ESA stops her UC would go up. Obviously if you haven’t claimed UC correctly as a couple then one of this is working as it should. More concerningly, as noted by others, if you have a second property there may be no entitlement to UC anyway (unless the second property is rented to a close relative with Limited Capability for Work or is of pension age).

Alice_Holt said:

What rental income do you receive?

Don’t think that’s relevant - it would be an addition to capital rather than income.

OP, you previously said she got Housing Benefit. If she gets UC she is more likely to be getting the housing element if UC - there are very few situations in which someone can get HB and UC. Again, without correct information from you, it isn’t possible to advise properly. If you are unclear I suggest you both go to a local advice agency with all your paperwork and try and get a proper review.

[Deleted User]

Alice_Holt said:

Have you declared to UC that you are a couple?

Can you give us details of your joint monthly UC payments page from your UC journal?

What rental income do you receive?

I get £333 and she gets £854,  my amount is deducted from her initial amount and paid to me.  I receive £530 rental