The Secret DFW Diary of Eamd Aged 13¾

lucielle

Mind you don't dribble!
L

embarrassed_about_my_debt

Im trying hard not too! :rotfl:

Crap_with_money.com

Hiya,

I just started reading some of your posts after I saw a comment you'd left on another page!! Well done you on all you've managed to clear!! :T Hope you're not still feeling as fed up as you were a few pages back (sorry, I haven't actually read all posts - unfortunately I have to do some work at some point!! :P) - I've been plugging away at my debt for almost 2 years now, and it does get totally soul destroying sometimes! You just need to remember how much you've achieved with everything you've cleared - and just keeping thinking how amazing it'll be to have all that extra cash when it's all finally gone!!

Would your girlfriend not be in a position to get a house herself? (Sorry, if I'm being really insensitive, I didn't have time to read back far enough to find out why your plans changed meaning you were having to rent) Or she could maybe even move into a flat share which would be closer to her work, and still not as expensive as living on her own. I've been doing the long distance with my OH for the last year or so and he's moving down next week, but since I've still got so much debt to clear (and I also want to go back to uni), he's moving into a shared house in the mean time to give me enough breathing space to get back on my feet properly.

Or do you really need your car if you do move in together? If it's costing you so much, maybe public transport could be the way forward? I never thought I could be without a car, but there was about a year and half before I started this job (I now have a company car) where I was carless, and I actually didn't find it to be as big a hardship as I'd expected!

Just a thought, sorry if you've thought of all that through and it wouldn't work - like I said I hadn't time to read through everything you've written - but your story of what you've done so far has really inspired me to get going again on the debt clearing, so I thought I'd write something while I could still find your post!! (I'm quite new to this, so navigating my way around isn't all that easy yet!!)

Best of luck with it anyway, and I hope everything turned out ok with your girlfriend!

L xx

embarrassed_about_my_debt

Crap_with_money.com wrote: »

Hiya,

I just started reading some of your posts after I saw a comment you'd left on another page!! Well done you on all you've managed to clear!! :T

Many thanks!

Hope you're not still feeling as fed up as you were a few pages back (sorry, I haven't actually read all posts - unfortunately I have to do some work at some point!! :P) - I've been plugging away at my debt for almost 2 years now, and it does get totally soul destroying sometimes! You just need to remember how much you've achieved with everything you've cleared - and just keeping thinking how amazing it'll be to have all that extra cash when it's all finally gone!!

Not quite as bad but still fed up.The thought of a house is the only thing that keeps me doing it!

Would your girlfriend not be in a position to get a house herself? (Sorry, if I'm being really insensitive, I didn't have time to read back far enough to find out why your plans changed meaning you were having to rent) Or she could maybe even move into a flat share which would be closer to her work, and still not as expensive as living on her own. I've been doing the long distance with my OH for the last year or so and he's moving down next week, but since I've still got so much debt to clear (and I also want to go back to uni), he's moving into a shared house in the mean time to give me enough breathing space to get back on my feet properly.

No she wouldnt be in a position to do it herself due to cost in this part of the country and if she was moving out then we would want to move in together.

Or do you really need your car if you do move in together? If it's costing you so much, maybe public transport could be the way forward? I never thought I could be without a car, but there was about a year and half before I started this job (I now have a company car) where I was carless, and I actually didn't find it to be as big a hardship as I'd expected!

Unfortunately my car is a neccesity especially seen as my girlfriend has been told she cant drive.

Just a thought, sorry if you've thought of all that through and it wouldn't work

Many thanks for all the suggestions but unfortuntely they wouldnt work but i appreciate you taking the time to reply. Although at the minute my girlfriend has a collegue who drives through her village on the way to and from work so she is giving her a lift the majority of the time and then i take her if she is staying at mine. So at the minute things will stay how they are.

- like I said I hadn't time to read through everything you've written - but your story of what you've done so far has really inspired me to get going again on the debt clearing, so I thought I'd write something while I could still find your post!! (I'm quite new to this, so navigating my way around isn't all that easy yet!!)

If you click on the top right hand corner of the first post where it says thread tools then go down to subscribe to thread you can save the page. Then when you log in click on quicklinks in the green bar and go down to subscribed threads and then all the threads you have subscribed to will come up! Hope that helps

Best of luck with it anyway, and I hope everything turned out ok with your girlfriend!

L xx

As above we are doing not too bad getting round it at the minute so will just need to wait and see! Many thanks again for all your comments!

Crap_with_money.com

That's good news you've found a solution to it in the mean time! I'm sure it won't take you too long to get your money sorted and get your own house! Although I can sympathise that sometimes it feels like a lifetime when you're waiting for it to happen!!

I'm hoping to do the same eventually - I seem to go through phases where I decide I want to do it immediately, then I'm kinda forced to content myself again where I realise that actually I haven't the money to do it so it's not an option! :P It's frustrating, but at least my mum's not too annoying to live with!!

Thanks for the advice on the posts - I'm starting to figure it out gradually! I should probably just read through the advice for new users - but patience is something I've never been good at!

Take care

x

embarrassed_about_my_debt

Morning all,

Well weekend was a good laugh and hardly cost anything! Result is i've transfered over another £100 to my savings

So update on savings

1. Car tax £185 - £185 saved - Done PAID
2. Dentists £126 - £126 saved -Done PAID
3. Car repair 1 - £200 - £200 saved
4. Car insurance - Last year £400 - £131 saved
5. Car repair 2 - ???? - £0 - saved

Total Target - £911 + ???? -

Saved so far £331 Paid so far £311 - Total £642


Not alot else to report, car is booked in on thursday so hopefully that will get sorted although there is now another noise to add to the list. As much as i love my car and have spent a fortune on it i am seriously thinking about trading it in and getting something else as i just seem to be pouring money down the drain on it every month.

Only thing with that is it would mean a new loan, although i would get enough to cover the old loan aswell. Need to think seriously about this.

Time for a :coffee:

pania

I know a young lady not far from you with a cute little 51 plate seat ibiza with a brand new exhaust for sale??? !!!

embarrassed_about_my_debt

Morning all,

Sorry P, im afraid i prefer bigger cars! You didnt get that long ago, how come your selling it already?

Well the savings are up again today

So update on savings

1. Car tax £185 - £185 saved - Done PAID
2. Dentists £126 - £126 saved -Done PAID
3. Car repair 1 - £200 - £200 saved
4. Car insurance - Last year £400 - £186 saved
5. Car repair 2 - ???? - £0 - saved

Total Target - £911 + ???? -

Saved so far £386 Paid so far £311 - Total £697

So only £214 to go! Hopefully another two weeks and that'll be it all sorted.

Going to wait and see what they say about my car on thursday before i make any decisions about changing it.

Time for a :coffee:

pania

MOOOOOOOORRRRRRRNNNNNNNIIIIIIIINNNNNNNNGGGGGGGGGGGG!!!!!!!!!!

blimmin eck slow down a bit hon you're doing far to far to well!!! :D:D:

good to see that things are going ok for you!!!

Make me a cuppa while your there. xxx

Crap_with_money.com

Are you selling your body on the side Eamd? You're doing fab to save that amount so quickly!! You must be living on fresh air!! Well done however you're managing it!! :T

xx