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Ding! Ding! All change, please... (now replaced with new diary on MFW)
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I'd feel weird with the videoing too."If you can dream it, you can do it". Walt Disney4
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The places we have viewed have had agent provided videos (and when ours goes on the market I expect internal and external videos, measurements and a floor plan ) so we have never felt the need for extra pictures. Outside vid or pictures is more likely to be needed because most agents take all of the inside and nothing of outside. We can fix the house but we can't fix the land.
anyway, everything crossed for you.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo5 -
Fingers crossed you get an offer!
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1245 -
Hmm I would feel weird about videoing too although I'm not sure why. Probably as Cheery said, you agreed the photos that are online. You didn't give free access. I would never have thought to video while viewing our house and it's particularly *quirky* so difficult to explain.
Interesting that your watch still tracked in your hand. That is a piece of info I will file away thank you. Although I would try to charge mine at an aid station if it needed it rather than while running, it is still useful to know.Goals for FebruaryDeclutter 2/50Money Made £0/£200Overpayments £0/£2005 -
I too would find video strange. The world keeps changing....Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/253 -
Hey all - lovely to have visitors!Cheery made me realise what it was specifically about the video - that in spite of MrEH being here the chap didn’t ask whether it was OK - had neither of us been here we’d have been none the wiser, but allowing that one of us was, I’d have thought it would be courteous for him to at least have asked. I wouldn’t even dream of taking photos of a house I was viewing if it was still someone’s home (and frankly even where we’ve viewed ones that were empty, I’d still feel awkward about it) so I guess it feels a bit strange that others would see nothing strange about it.Anyhoo….viewing person has offered - sadly it was a deeply cheeky offer not even close to our asking price, so currently he’s been asked to reconsider something a little closer, and we’ll see what happens. It does feel positive to have an offer at least, even if not one we can accept!In other news, I’m a bit hacked off with “should’ve gone to…” - went to collect my new glasses this morning and it rapidly became apparent that the prescription in the left eye is wrong. I’ve not quite worked out whether the new glasses themselves are wrong, or if it’s that the left eye prescription should have been increased, and so as a result the change in the right eye means I’m more conscious of it being wrong (it’s currently apparently the same as my current glasses) but either way they weren’t wearable at all - left eye was completely blurry at a distance. The lady serving me tried to suggest that perhaps “I might just have to get used to my long vision not being quite as clear with varifocals” which surprised me - nobody had said that I might find that, and I wouldn’t be comfortable driving or riding the bike wearing them currently, plus the right eye was clear enough, so…not quite sure what to do to be honest, but at the moment ai’m booked to go back for another sight test next week.Just putting together a meal plan for next week and a shopping list - went to the farmer’s market this morning and now want to keep the main shop as low as possible. The freezers are also rammed so no excuse not to really! I’m going for attempt three with the sausage, mash & beans too - we’ll see if it actually ends up getting eaten this time.We had our “financial summit” last night - we’ve agreed to reduce the amount going to the car account, but increased the amount to the holiday fund as realistically things aren’t getting any cheaper on that front, whereas the cars now cost us less allowing that both are newer. We’ve also agreed where the joint contribution to my new laptop is coming from (MrEH insisted that half the cost should be met jointly as our old one is now becoming solely his) - and we’ve decided we can probably now gamble with losing the electricity buffer fund as it appears that if anything costs on that front are now decreasing rather than increasing digester, and we’ve got the summer to build credit in any case. We’d already transferred one lump out of there not so long ago, and the balance will now be used towards the laptop. Aside from that we’ve revisited where we’ll be at for the mortgage situation going forwards - we won’t be using the agreement in principle that we have as there are definitely better rates out there now. One other thing we did discuss was whether we might do better switching our current 123 LITE account over for an “Edge” one - the general cashback is lower, but it’s payable on more things which should balance the slightly higher account fee…that’s one to think about still - I’ll probably do some sums based on our next few months spends in certain areas and see how it looks like it will pan out. Then we can make the decision.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her7 -
Oh, boo to the cheeky offer. Obviously trying it on in what is rather a strange time for the property market, just to see if you're desperate enough to bite. Good idea to see if he intends upping it in the general direction of Planet Reality.
F
2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.5kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)4 -
On the glasses don't settle. They didn't get it right. They need to sort it. You're covered by a guarantee anyway.
My cheapo first pair of varifocals were good from Mr A and felt right from the beginning - other than for really close up work. I found though that even getting a separate close up pair didn't resolve that. The VE glasses I got next were much better.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/254 -
My old optician changed the technical workshop they used and they put one of my polarised sun varifocal lenses in so that the sun was directed into my eye. I could not tell until I was out in the sun - I was driving, at which point they blinded me. Seriously scary. He was very angry with them.Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here4 -
Oh jeez SL that IS scary - not good, and not surprised that the optician was angry with the lab! SH thank you - I was fairly convinced it had to be nonsense so will see what happens when I have to new eye test. If it comes up with the same verdict - that my left eye prescription doesn't need changing, then I'll be asking for a full refund and going elsewhere I think.
Foxgloves we've not heard anything from the chap on the offer yet - so we'll see if he comes back or not. either way, it wasn't an offer we were in a position to take so turning it down was the right thing. I suspect you're right though - he clocked that it had been on for a while and decided to chance his luck.
We have a bright sunny start to the week here which is lovely. Banks are all checked and fine, and some more interest has landed on one of our longer term joint fixes, and my own personal shorter fix too - just a month now until that one matures so I'll need to have a think about what to do with it from here.
I nabbed a decent survey on Ipsos this morning which took me past the cashout level for 1000 points, so I've converted the points to a big river one, and that has in turn now been converted to an ichoons one which has now been loaded onto my account there - £36 in credit on there now which is great.
I've been picking up odds and ends on Prolific and also managed to grab a £7 one a few days ago which has gone paid almost immediately so I'm now at over £13 payable there. I'll do my usual with that - stick with it to the end of the month and then cash out.
T's shopping yesterday came in at £22, but that has to be added to the farmers market spend which while not massive (just over £10 on the lamb stall, just under £20 with Catherine on the other meat stall, and MrEH bought some beer but that's his business until it comes to drinking it, an then it's BOTH of our business!) takes this week's food spend to another fairly steep one. On the other hand, there are sausages there for several meals, quite a few lunches options (we love her haslet, and we're trying to pastrami this time too), the mince did burgers last night, and will be doing a stir fry this evening too and there is some sausagemeat as well - not decided how to use that yet as it's just small amount. Oh and treaty sausage rolls for saturday night tea - beef and horseradish ones which are so tasty! the T's shop was fruit and veg, plus some cleaning bits that were needed. I'd intended to buy jumbo oats for porridge too but decided I didn't like the prices on offer so have bought value ones and we'll be having paupers porridge for a bit.
Food is roughly planned for the week - sausage, mash & beans tonight (yes, really!), couscous tomorrow with roasted veggies and halloumi, stir fry on wednesday. Thursday will most likely be sausage pasta I think using the two "spare" sausages from the pack I'll cook tonight.
Plans for the week are voluntary role stuff tonight and wednesday night, I assume MrEH will be rugby training tomorrow, maybe thursday too, and I'm aiming to get two gym visits in - near work probably on Wednesday and at the one near home on Friday morning as usual. MrEH is taking part in a veterans rugby tournament on Saturday which I might go to with the camera - it'd be interesting to try the new one for some rugby stuff and the team should feature some of the guys he used to play with years ago so would be good to see folk again. I'm planning in good levels of cycling, usual levels of walking, and a bit more yoga than I have been doing as well - we'll see how that works out!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her5
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