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Ding! Ding! All change, please... (now replaced with new diary on MFW)

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Comments

  • Suffolk_lass
    Suffolk_lass Posts: 10,798 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good nudge re PBs. I also won (two x £50) - most welcome after March's humungous outlays
    Save £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
    OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
    My keep within our budget diary is here
  • Cheery_Daff
    Cheery_Daff Posts: 18,049 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Yep, definitely identify with that one! We very often get the Tuesday after a bank holiday too, so theoretically next week would be 2 days, but I'm at a conference which includes Friday, so it's back up to 3 😂
  • milann
    milann Posts: 11,604 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    My Dh was put out with those  Friday bank holidays too….not a happy bunny at the time 🐰😂🐰
    January spends - £587.58
  • savingholmes
    savingholmes Posts: 29,133 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I am so grateful for the run of bank holidays over the next couple of months. I'd love a permanent 4 day week - not there financially yet. 

    Good luck with getting your bike fixed. Well done for sorting the camera warranty.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.3K Equity 36.55%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
    (If took bigger lump sum = 62K or 48.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.1K updated 14/11/25
  • jwil
    jwil Posts: 22,936 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Friday Bank Holiday annoyed me too :D  At least the extra Monday ones coming up help!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • rtandon27
    rtandon27 Posts: 6,339 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Happy Easter! 🐣 🐰 
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    Original End Date - Sept 2041 New projection - Dec 2039 (reduced by 21 months)
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