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Ding! Ding! All change, please... (now replaced with new diary on MFW)

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Comments

  • Makingabobor2
    Makingabobor2 Posts: 4,163 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    I like Co-op points and vouchers. They never seem very much, but when you add it all up over a couple of months, it all helps. Yesterday I bought a bar of dark chocolate, which I was going to buy anyway,  on offer from £1.85 to £1.50, Then I got a 25p voucher for it and 6p to spend in points!  Result!
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,964

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £730/£3000
    .
    Fiver Friday '25 #10 £5

    Studies/surveys  June £102.64

    Decluttering items 724

    Books read    12
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • rtandon27
    rtandon27 Posts: 5,529 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    EH - thanks for pointing out the c0-0p tip! - Have logged on to find a 1pound off coupon as well as another 1.13 in points - our nearest store is a 3 minute drive away (walking suspended atm) - 27p will replenish our milk and tea biscuits :smiley:
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 15 YEARS 2 MONTHS LEFT OF 20 YEARS (reduced by 13 mths)
    Psst...I may have started a diary!
  • themadvix
    themadvix Posts: 8,652 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Totally with you on it being too cold to cycle without gloves! Forgot to put them on briefly at one point on my journey - soon had to pull over to remedy the situation!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Elisheba
    Elisheba Posts: 1,767 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Yes, I didn't know about these Co-op vouchers either.  The one round the corner from me has closed sadly, but there is another small one in town.  I need to drive to it, but its only a mile or two, so would be worth it if the vouchers are good. 
    Live the good life where you have been planted.
    Fashion on the Ration Challenge 2022 - 15 carried over. Fashion on the Ration Challenge 2023 - 6 carried over. Fashion on the Ration Challenge 2024 - oops! My Frugal, Thrifty Moneysaving Diary
  • beanielou
    beanielou Posts: 95,182 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    No co-op here sadly.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • milann
    milann Posts: 11,335 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Our co op has been replaced by a Nisa and it always looks as if it needs a good clean. I did however get £1.50 off if I spent £20 in M@rrisons this week and I’ve got another 3 for the weeks leading up to Easter 👍
    January spends - £587.58
  • redofromstart
    redofromstart Posts: 5,768 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    The App only works for some parts of the co op, sadly not in my village one. Envious of the offers
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