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Ding! Ding! All change, please... (now replaced with new diary on MFW)

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  • I wake up a lot in the night thinking of things...its weird how it only ever happens at night. Some nights I just feel like getting up and doing stuff, but I never do. I do however often put the light on and write notes of things to remember....lol
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  August £0

    Decluttering items 756

    Books read    13
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • milann
    milann Posts: 11,386 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Running the food stock down makes sense. Especially having your 2 nd freezer at your mums 👍
    January spends - £587.58
  • foxgloves
    foxgloves Posts: 12,571 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    That's a very economical amount of grocery budget, @EH. We budget quite a lot more than that, although we are experimenting with a monthly reduction of £30. I've been thinking for a while that it isn't so much where we shop that makes the most difference, but what's on the list, which of course comes back to canny meal planning. As an example, I looked up the price of a particular tinned item (butter beans) at the two supermarkets we most often use - the supermarket which is perceived to be the cheaper of the two had their own label ones priced at 85p. The supermarket widely considered to be the most expensive were selling their own label at 70p on the same day. The first supermarket did have the KTC 'world food aisle' ones at 65p, but the point I'm making is that I'd been feeling for a while that since food prices began shooting up, the difference between different supermarkets isn't as noticeable as it used to be. Our last 2 shops were done at Waitr*se & came in well under budget, but of course, it does make a difference having a good local market for meat & fresh fruit & veg.
    If I needed to reduce our grocery budget further, I could do it, which is good to know.
    F
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.5kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • Love your description of Ev/i  They really are atrocious, and our delivery lady is so miserable Not a pleasure to deal with them I must say
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  August £0

    Decluttering items 756

    Books read    13
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • joedenise
    joedenise Posts: 17,677 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 12 January 2023 at 5:36PM
    Am I the only one who doesn't have a problem with Evri deliveries?  The ones I have problems with are Royal Mail Parcel deliveries!!!

  • themadvix
    themadvix Posts: 8,748 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    joedenise said:
    Am I the only one who doesn't have a problem with Evri deliveries?  The ones I have problems with are Royal Mail Parcel deliveries!!!

    No, mine are fine too - but we’ve had the same guy for several years and he’s very reliable and friendly and has a brain. When he went on holiday, we were given a taste of the normal Evri service levels!!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Paspatur
    Paspatur Posts: 538 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    My Evri guy is wonderful although he works crazy hours and can come very late in the evening
    He came during the really cold snowy spell in December and warned me that my path was icy and I need to be careful, I told him he was delivering a snow shovel!
    He came at nearly 10pm on 30th December looking exhausted with a parcel I was not expecting until well into January
    I gave him a big box of Hotel Chocolat choccies (after asking if him or his family eat chocolate)
  • foxgloves
    foxgloves Posts: 12,571 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Our regular Evri lady is a star - always arrives within the delivery window, polite, efficient & correctly follows instructions for if we are out. Apart from our Postie who is fab, she's our best courier service by far.
    F
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.5kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
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