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DrCarrie's adventures in saving to be a mortgage-free wannabe
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You can do it
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
So, there have been a few turns of events.
I am not happy in my job, my values get trampled on. I have an interview in Friday and have asked to explore alternative roles in the organisation I work in.
Either which way, I am going to take a pay cut as an employee. But...can initiate Business Plan.
I have been looking at the mortgage calculators and it looks like I can get a mortgage with the potential salary. So I could if it works out still put in an offer on a house later this month.3-month emergency fund (Cash ISA & PBs): £4744/ £6,000
Stocks and shares ISA: £1497
Additional pension contributions £0
Overpayment on mortgage: £0
Big Renno..£03 -
Brighton to Derby is a bit of a leap! Totally understand it when taking housing costs into account though, and it is a good central location to anywhere in the country (except Cornwall).I found paying rent at around £1k a month chaffed like mad for the year I had to do it. We went from paying £360 a month in mortgage payments to £1,180 to a landlord. Nothing sharpens the desire to have your own bricks and mortar like paying out silly money and getting nothing at the end of it.You will get there. You are focussed. I hope you are getting a decent % on your savings.4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******2 -
So last week, I asked to step down from my current senior role and had an interview. I wasn't put through to the next stage after the interview, but we had a conversation that I was too senior for the applied-for role. They based me to apply for something else when it is advertised.
Operation business plan is starting to shape up. Starting slow...and getting the CPD I want. The current focus is on Clinical Supervision. I have someone lined up to help with the website, setting up with companies house (maybe), and someone else for portraits for the website.
Looking for houses on Friday and Saturday, there's certainly movement in my life!
It's been a good week or so, very busy with plans and letting go. Lovely singing workshop and pub afterward on Saturday. Certainly brought some richness to life!
3-month emergency fund (Cash ISA & PBs): £4744/ £6,000
Stocks and shares ISA: £1497
Additional pension contributions £0
Overpayment on mortgage: £0
Big Renno..£06 -
Goodness, I may have found a house! talking with a Mortgage broker later, who has recommended.
I am excited and terrified in equal measure!3-month emergency fund (Cash ISA & PBs): £4744/ £6,000
Stocks and shares ISA: £1497
Additional pension contributions £0
Overpayment on mortgage: £0
Big Renno..£02 -
Exciting news2
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Hope it all works out for you I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Thank you @beanielou and @peb - a mortgage in Principal secured today!3-month emergency fund (Cash ISA & PBs): £4744/ £6,000
Stocks and shares ISA: £1497
Additional pension contributions £0
Overpayment on mortgage: £0
Big Renno..£02 -
How exciting! Good luck 🍀
Fortune x
Mortgage: 100% paid Emergency Fund: 100%
A Better View 🌄 'Being on the edge isn't as safe, but the view is better' - Ricky Gervais1 -
Fantastic news.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2
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