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DrCarrie's adventures in saving to be a mortgage-free wannabe

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Comments

  • MrsCatz
    MrsCatz Posts: 166 Forumite
    Sixth Anniversary 100 Posts Photogenic Name Dropper
    I think you may live in the same area as I 
  • DrCarrie
    DrCarrie Posts: 925 Forumite
    Tenth Anniversary 500 Posts Debt-free and Proud! Photogenic
    I am in Brighton. 
    Signiture dated 23/09/2025
    3-month emergency fund (Cash ISA and PBonds): £5,382/ + £1,500 = £6,882 /£7,500 (Target 1)
    Stocks and shares ISA: £2,232.94
    Additional pension contributions £0 (target £450pcm)
    Overpayment on mortgage: 1% at a time (£1,518)
    Big Renno...and appliances. Front of the house, fridge freezer, dishwasher and washing machine)
  • MrsCatz
    MrsCatz Posts: 166 Forumite
    Sixth Anniversary 100 Posts Photogenic Name Dropper
    I am in Bognor. Have had some excellent days out in Brighton last year.
  • Shrewbie
    Shrewbie Posts: 939 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    Just popping by to say you're doing great Dr Carrie!! and that I am a former Brighton resident myself.... I do miss it. Anyway, I'll be here cheering you on.
    Student loan £5655
    House deposit €32,667K/€40k
  • DrCarrie
    DrCarrie Posts: 925 Forumite
    Tenth Anniversary 500 Posts Debt-free and Proud! Photogenic
    ...I also need to think about trainers, when I currently don't have a clothing budget. They are nearly worn through and my mobile phone contract, that's at desperate measures! So expensive. 
    Signiture dated 23/09/2025
    3-month emergency fund (Cash ISA and PBonds): £5,382/ + £1,500 = £6,882 /£7,500 (Target 1)
    Stocks and shares ISA: £2,232.94
    Additional pension contributions £0 (target £450pcm)
    Overpayment on mortgage: 1% at a time (£1,518)
    Big Renno...and appliances. Front of the house, fridge freezer, dishwasher and washing machine)
  • DrCarrie
    DrCarrie Posts: 925 Forumite
    Tenth Anniversary 500 Posts Debt-free and Proud! Photogenic
    oooops...fell down for a couple of days, or so. Got caught up in a pipe dream of buying a house during, and tried to arrange a viewing but it was under offer. Just as well really. Also got plain exhausted with commuting 3 days and walking. Have had a 2-day holiday, in bed! 

    Now that I am using the credit card (and feeding that payment pot) there is less opportunity for roundups, in fact none this week,  the TT was 90p this week. Had the windfall of the refund from the power company of £67. 5 NSD's - partly because I didn't go out the door all weekend. 

    Fun and Frolics in the cheap seats 
    walking across London Bridge x 4 - I just love it, the view towards tower bridge and the lights ❤️
    - My boss bought me a pint on Thursday 
    - went to a cinema meetup in Lewes on Friday 

    Signiture dated 23/09/2025
    3-month emergency fund (Cash ISA and PBonds): £5,382/ + £1,500 = £6,882 /£7,500 (Target 1)
    Stocks and shares ISA: £2,232.94
    Additional pension contributions £0 (target £450pcm)
    Overpayment on mortgage: 1% at a time (£1,518)
    Big Renno...and appliances. Front of the house, fridge freezer, dishwasher and washing machine)
  • newgirly
    newgirly Posts: 9,388 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    I just wanted to say hi and good luck with the new diary 🙂
    MFW 67 - Finally mortgage free! 💙😁
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