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DrCarrie's adventures in saving to be a mortgage-free wannabe

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  • DrCarrie
    DrCarrie Posts: 923 Forumite
    Ninth Anniversary 500 Posts Debt-free and Proud! Photogenic
    Yes! I am thinking of quarterly reviews! SWOT analysis. 

    I do know that I was my happiest at work when I was self-employed entirely for a year. But I was not as stimulated, and I could feel lonely, at times, 
    3-month emergency fund (Cash ISA & PBs): £4744/ £6,000
    Stocks and shares ISA: £1497
    Additional pension contributions £0
    Overpayment on mortgage: £0
    Big Renno..£0
  • This sounds very wise - thinking what the job can do for you ;) 

    I am also looking at the best job to get me where I want , so obtain me a  mortgage etc as opposed to it being the one job that makes My heart sing .. 

    hope it all works out as you wish - at least having 3 months savings, you can focus on your decisions calmly as opposed to stress 
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • DrCarrie
    DrCarrie Posts: 923 Forumite
    Ninth Anniversary 500 Posts Debt-free and Proud! Photogenic
    Hey LaPlan, Thank you for dropping by and for your words. It has taken about 10 months to make this shift in my relationship with work. The business has changed so much, and it's just not cozy anymore. But hey, let's take the money, I can do the job and still have highly valued colleagues. I mean, DrCarrie, what's the beef!
    3-month emergency fund (Cash ISA & PBs): £4744/ £6,000
    Stocks and shares ISA: £1497
    Additional pension contributions £0
    Overpayment on mortgage: £0
    Big Renno..£0
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