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DrCarrie's adventures in saving to be a mortgage-free wannabe
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How do they get to be 30+ when we are only 21?
4 -
So thisbadmemory said:How do they get to be 30+ when we are only 21?
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Hope your house buying plans are going smoothly
Seaweed x2 -
Thank you Seaweed, not much happening at the moment! waiting for the bank to do the valuation and then I can instruct for a structural survey.
DD's birthday is today! We are going out for a family lunch.
Still, lots of things going on with work, feel like I am in a good position to negotiate, what my role may be. I am feeling positive about having options and choices. I am looking at a voluntary role in relation to the quality standards of a professional body. I am looking at lots of things to be honest!
The current dilemma is whether to pay the Choir subscription for the term, I may not be here for all of it! Reduced my Yoga subscription by £35 a month.
3-month emergency fund (Cash ISA & PBs): £4744/ £6,000
Stocks and shares ISA: £1497
Additional pension contributions £0
Overpayment on mortgage: £0
Big Renno..£01 -
Had a very low spend day yesterday. One round of drinks. Dad sent £600 on my daughter's birthday lunch!
Was a nice get-together and we had a lovely time.
DD and her partner went off in their campervan and I made a casserole and put it in the slow cooker.3-month emergency fund (Cash ISA & PBs): £4744/ £6,000
Stocks and shares ISA: £1497
Additional pension contributions £0
Overpayment on mortgage: £0
Big Renno..£02 -
My goodness, it's been a while since I have posted. Things are very much progressing, of somewhat slow.
Tomorrow is the structural survey / RICS 3. See if anything arises from that. Then the searches....that may take some time I understand.
I have had a £700+ tax rebate, which has certainly helped. Gathering together the money for the conveyancing now.
I have been spending a lot of time with my choir buddies, soaking that up before I leave Brighton.
Also focusing on getting out and about in the local area for walks.3-month emergency fund (Cash ISA & PBs): £4744/ £6,000
Stocks and shares ISA: £1497
Additional pension contributions £0
Overpayment on mortgage: £0
Big Renno..£03 -
How exciting for you with all this life movement- career and finally the house! Hope survey comes back great - I guess you can find a new choir where you move to - do you have family near Derby?
I am looking to start really looking at flats after Xmas - i want to buy definitely within 12 monthsDON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest2 -
I am not a fan of Conveyance lawyers!
@LadyWithAPlan it really is exciting, but boy oh boy, it's like pulling teeth!
My daughter and her partner live close to where I will be; his company relocated from Tottenham Court Road to Burton on Trent...pre lockdown. I haven't had much luck finding a choir so far, but I have found a burlesque dance class!3-month emergency fund (Cash ISA & PBs): £4744/ £6,000
Stocks and shares ISA: £1497
Additional pension contributions £0
Overpayment on mortgage: £0
Big Renno..£02 -
Oh dear! My experience with conveyancing lawyers is not good either. I have so far has one who was totally excellent, and three who have been thick as mince. Good luck!4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******2 -
Cant you join the burlesque and get them singing at the same time??? Songs like Hey Big Spender and I'm Too Sexy?DrCarrie said:I am not a fan of Conveyance lawyers!
@LadyWithAPlan it really is exciting, but boy oh boy, it's like pulling teeth!
My daughter and her partner live close to where I will be; his company relocated from Tottenham Court Road to Burton on Trent...pre lockdown. I haven't had much luck finding a choir so far, but I have found a burlesque dance class!
God luck with conveyancingDON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest2
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