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Prosperous soul, mortgage neutrality & creativity Year 2

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  • Lovely photos SH. I acquired 2 blueberry bushes last year. The best I can say is that they survived the winter.
    MFW 2024 £27500/7500 Mortgage £129,500 Jan 22 Final payment June 38 Now £68489.08 FP May 36 Emergency Fund £20,000 100% Added to ISA 24 £8,060 Save 12k in 24 #31 £20,034.76/20,000 Debt Free 31.07.14
  • SandyShores
    SandyShores Posts: 1,973 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    You have some lovely plants savingholmes and you are doing a great job of growing stuff.  I know you've also made great strides with decluttering.  I found that I'd do quite well at it, then have a break and start again - as long as its heading in the right direction you'll get there.  I watched a video with an analogy about dieting and a roll of loo paper - when the roll is big and you first unwind the paper it doesn't make much difference, but as you keep going the difference is much more obvious because the roll is smaller.  I think decluttering is a bit like that - at first you don't see much difference but keep going and eventually you'll get to the inner roll! :) 
    "Think of many things, do one"
    Mortgage 30 Aug'25 est. £209,500 £309,749 2020 (current ends 2038)
    Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga 

  • jwil
    jwil Posts: 22,025 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Lovely photos!  Your garden looks lovely 
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • It's lovely when everything is blossoming. Your garden is coming on leaps and bounds
  • Our garden is full of self set flowers( in between stuff we have bought) otherwise known as weeds to others, but we like it and so do the bees. Your garden sounds lovely.
    Seaweed x 
  • jwil
    jwil Posts: 22,025 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Your garden sounds lovely.  I agree about the manicured gardens, sometimes they look lovely, but sometimes they just look like there's no sign of life there.

    Mine is wild but verging on out of control, and I do need to sort it more.  However, I was sat in the sun today surrounded by a large swathe of bluebells mixed in with a load of dandelions and I was thinking how much joy it brought me just looking at it.  I know others would consider it a mess though.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 95,681 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Have to admit I have no grass anymore.
    It is all slabbed or chipped.
    I do however have lots of weeds!!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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