RBS and NatWest Digital saver changes

Descrabled

I've paid my Clarity (Halifax) and Barclaycard credit cards using both my RBS and NatWest debit cards. In all four cases the debit appears as pending and one or two days later the debit clears and the double roundup is transferred to the relevant digital saver.

anxiousnow

MichaelAP said:

MichaelAP said:

flaneurs_lobster said:

The Round Ups promotion only works for transactions using your debit card, not bank transfers. Can you credit your Halifax account with your NW debit card on the Halifax site/app?

Ahh.. good point. Just tried it as you said. I’ll see what happens tomorrow.
Thanks. 👍

Doesn’t appear to work… The payment using NatWest Debit Card went through and accepted on both Halifax and NatWest but no Round Up transfer took place.

It says it will show when the payment clears, which can be up to 4 days. 

MichaelAP

anxiousnow said:

MichaelAP said:

MichaelAP said:

flaneurs_lobster said:

The Round Ups promotion only works for transactions using your debit card, not bank transfers. Can you credit your Halifax account with your NW debit card on the Halifax site/app?

Ahh.. good point. Just tried it as you said. I’ll see what happens tomorrow.
Thanks. 👍

Doesn’t appear to work… The payment using NatWest Debit Card went through and accepted on both Halifax and NatWest but no Round Up transfer took place.

It says it will show when the payment clears, which can be up to 4 days. 

The payment cleared, that is why I mentioned it showed up on both Halifax and NatWest.

Descrabled

MichaelAP said:

anxiousnow said:

MichaelAP said:

MichaelAP said:

flaneurs_lobster said:

The Round Ups promotion only works for transactions using your debit card, not bank transfers. Can you credit your Halifax account with your NW debit card on the Halifax site/app?

Ahh.. good point. Just tried it as you said. I’ll see what happens tomorrow.
Thanks. 👍

Doesn’t appear to work… The payment using NatWest Debit Card went through and accepted on both Halifax and NatWest but no Round Up transfer took place.

It says it will show when the payment clears, which can be up to 4 days. 

The payment cleared, that is why I mentioned it showed up on both Halifax and NatWest.

If you paid Halifax credit card yesterday then it would have cleared at Halifax yesterday just before midnight. The earliest it will clear NatWest will be midnight tonight or just after.

I paid Halifax yesterday and it has cleared with Halifax but is still pending at NatWest. In the app click on the payment and it will tell you the status.

[Deleted User]

Does anyone have any proof of this beyond the original entry saying it would happen? Seems odd NatWest themselves have not got anything on the site or in the app. Paying in £150 now and December for 5% interest is great but seems pointless if there is no confirmation this will happen

PeskyBlunder

Deleted_User said:

Does anyone have any proof of this beyond the original entry saying it would happen? Seems odd NatWest themselves have not got anything on the site or in the app. Paying in £150 now and December for 5% interest is great but seems pointless if there is no confirmation this will happen

Post above by Bridlington1 seems to confirm it.

MichaelAP

Descrabled said:

MichaelAP said:

anxiousnow said:

MichaelAP said:

MichaelAP said:

flaneurs_lobster said:

The Round Ups promotion only works for transactions using your debit card, not bank transfers. Can you credit your Halifax account with your NW debit card on the Halifax site/app?

Ahh.. good point. Just tried it as you said. I’ll see what happens tomorrow.
Thanks. 👍

Doesn’t appear to work… The payment using NatWest Debit Card went through and accepted on both Halifax and NatWest but no Round Up transfer took place.

It says it will show when the payment clears, which can be up to 4 days. 

The payment cleared, that is why I mentioned it showed up on both Halifax and NatWest.

If you paid Halifax credit card yesterday then it would have cleared at Halifax yesterday just before midnight. The earliest it will clear NatWest will be midnight tonight or just after.

I paid Halifax yesterday and it has cleared with Halifax but is still pending at NatWest. In the app click on the payment and it will tell you the status.

Nope….. Not in my case.It cleared both at Halifax and NatWest first thing this morning… no Pending Tx. I am still sceptical this works. I do not want to abuse the system but am intrigued if this actually works….. So far Nope.

changearound1

MichaelAP said:

Descrabled said:

MichaelAP said:

anxiousnow said:

MichaelAP said:

MichaelAP said:

flaneurs_lobster said:

The Round Ups promotion only works for transactions using your debit card, not bank transfers. Can you credit your Halifax account with your NW debit card on the Halifax site/app?

Ahh.. good point. Just tried it as you said. I’ll see what happens tomorrow.
Thanks. 👍

Doesn’t appear to work… The payment using NatWest Debit Card went through and accepted on both Halifax and NatWest but no Round Up transfer took place.

It says it will show when the payment clears, which can be up to 4 days. 

The payment cleared, that is why I mentioned it showed up on both Halifax and NatWest.

If you paid Halifax credit card yesterday then it would have cleared at Halifax yesterday just before midnight. The earliest it will clear NatWest will be midnight tonight or just after.

I paid Halifax yesterday and it has cleared with Halifax but is still pending at NatWest. In the app click on the payment and it will tell you the status.

Nope….. Not in my case.It cleared both at Halifax and NatWest first thing this morning… no Pending Tx. I am still sceptical this works. I do not want to abuse the system but am intrigued if this actually works….. So far Nope.

Have you turned on Round Ups in the App?

PeskyBlunder

Deleted_User said:

Does anyone have any proof of this beyond the original entry saying it would happen? Seems odd NatWest themselves have not got anything on the site or in the app. Paying in £150 now and December for 5% interest is great but seems pointless if there is no confirmation this will happen

Also - I thought I had seen it when I opened my RBS account this morning but couldn't remember where but I've now found it:-

Balance

£1 – £1,000

£1,001 – £5,000

Over £5,000

Until 5 December 2022 Gross / AER p.a. (variable). 

5.00% / 5.12%

1.00%

0.50%

From 6 December 2022 Gross / AER p.a. (variable). 

5.00% / 5.12%

5.00% / 5.12%

0.50%

PeskyBlunder

URL for the rate change:-

https://www.natwest.com/savings/manage-your-savings/savings-interest-rates-changes.html