RBS and NatWest Digital saver changes

Descrabled

Can you collect "roundups" by paying your credit card with your debit card?

Bridlington1

Descrabled said:

Can you collect "roundups" by paying your credit card with your debit card?

It works on any debit card payments, so yes you collect roundups by paying your credit card with your debit card

Descrabled

Thanks Brid..

I have a very small continuous payment every month from one of my credit cards (and only used for this payment). The credit card is one of my direct debits for Barclays Blue Rewards.  I can make two payments just over £1 by RBS and NatWest debit cards and still have an amount below £1 to be collected by direct debit.

My big credit card bill (shopping, etc.) is paid by my Halifax debit cards for the £5 rewards.

RG2015

It does seem a bit strange to have to turn off round ups for 24 hours and then turn them on again in order to be entered in the prize draw.

flaneurs_lobster

RG2015 said:

It does seem a bit strange to have to turn off round ups for 24 hours and then turn them on again in order to be entered in the prize draw.

It's an IT system, of course you have to turn it off then on again. There's a mainframe overnight batch system involved here I'll bet. 

Band7

RG2015 said:

It does seem a bit strange to have to turn off round ups for 24 hours and then turn them on again in order to be entered in the prize draw.

It is what’s they tell you to do in the offer T&Cs.

anxiousnow

Brilliant - I've just switched on Round Ups and will start using the account and debit card. Had no idea about this so thank you for the tips! 

liamcov

Bridlington1 said:

Descrabled said:

Can you collect "roundups" by paying your credit card with your debit card?

It works on any debit card payments, so yes you collect roundups by paying your credit card with your debit card

How does this work? I’ve just tried to make a payment on my NatWest CC but ‘from’ is my current account which I can’t change, how do I make a payment using the actual card?

Bridlington1

liamcov said:

Bridlington1 said:

Descrabled said:

Can you collect "roundups" by paying your credit card with your debit card?

It works on any debit card payments, so yes you collect roundups by paying your credit card with your debit card

How does this work? I’ve just tried to make a payment on my NatWest CC but ‘from’ is my current account which I can’t change, how do I make a payment using the actual card?

You don't directly get round ups on credit card spending, only on debit card spending. However you can pay many credit card bills using your debit card and get the round ups on the credit card repayments. 

E.g. if you have spent £100 on your credit card, you could make a 10p debit card repayment to your credit card taking your credit card to £99.90. This would result in £1.80  rounded up into the digital regular saver if you had double round ups turned on.

flaneurs_lobster

It's the actual method by which you pay 10p (or indeed any other amount) by debit card to your credit card account that is being asked. No obvious way to do it on the RBS app or Digital Banking.