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The cost of broadband really depends. I work from home four days a week and am on video calls all day.
As we live very rurally, the best speed I could get was 6mb, which couldn’t reliably sustain a video call. We also have very poor mobile signal, so hubs weren’t helpful either.
I now have to use Star Link. It’s £75pm. That’s the equivalent of about one days commuting cost for me. So it is actually hugely good value compared to having to go into an office every day 😂
Not suggesting this is the same for F&F, but there is sometimes a reason for high internet charges.
2) So, as you may know by now we have sold the house for 295k to a cash buyer. HOWEVER, the estate agents have just rung me to say that someone that came to view the property last month just after we reduced it to £320k has come under offer for their property, and want to come view this house again with a view to putting an offer in. ARHJJJG+SNDOANRA. SO. I have now booked Wednesday off work to deep clean. Thursday morning the viewing is going ahead with the potential buyer. And Friday afternoon the confirmed buyer is coming to view it again. I realise that at this point that I don't have a choice to make as there is only the one offer on the table... but the fact remains that if Thursday goes well, there's potentially an extra £20k to be made? HELP.
PS. Will address tax/SOA q later. Just need to put the above somewhere before I implode.
❀ total
debt at LBM 01/2023: £47,178.76 ❀ debt at highest point: £51,062.14❀
£1600+ made on vinted since 2023 ⚜ we could get better, because we're not dead yet - frank turner. ❧ ------------------------------------------------------------------------
I take it that the new viewers are not cash buyers? If not then personally I’d stick with honouring the sale you have. The new people could end up in a massive chain, one could drop out at any time, it could take a lot longer, or not materialise at all. I feel that a bird in the hand is much, much safer to get to your end goal, you’ve accepted the 295 offer, so if you back out and something goes wrong you will definitely lose them. The extra money is a draw, but it’s not guaranteed and feels very risky.
Not all who wander are lost - J.R.R.Tolkien 🌊 A smooth sea never made a skilled sailor 🌊
House buying in England is horrid, but you are not tied into anything until you’ve exchanged. The sale and purchase needs to be as emotionless as possible (easier said than done)! It’s a business transaction and should be treated as such.
Once you know what the position is, then think through the pros and cons carefully (make a list). And if you say to the first buyer no, so be it. There is no guarantee any of them will even get to exchange of contracts.
It’s a fraught process badly in need of an overhaul, but you don’t owe anyone anything. Put your business hat on.
I have cancelled BT Sport & Sky Cinema - I didn't even realise we had Sky Cinema going but it came with free Paramount+ and husband has finished Dexter as of yesterday - so that's gone. As is the Champions League & as it's end of Premier League season, I'm going to ring and see if I can cancel Sky Sports today too. BT Sports & Sky Cinema weren't in contract, so that was easy enough to cancel and has saved £40 a month
So as of end of June (Grrr cancellation periods - I was one day past when to cancel Cinema so get billed for another month) - it will be £18 per month for the Sky Glass TV, and £62 for the streaming services - although if I can get Sky Sports cancelled too it would be £37 a month for TV... at least until September, when I'll probably have to get it all back again!!
RE: the internet comments. We live rurally. I work from home two or three days a week and there are up to 8 people staying in the house at the weekend. We need internet that can handle all that traffic, hence why the cost is so high.
My wedding dress is up on eBay. Sad, but necessary.
I spent all of yesterday trying to straighten up the house, and I've booked Wednesday off work to finish the job. I've burned all across my shoulders - the lawn was too long to mow, so I had to STRIM half an acre of grass before I could go over it with the mower and my arms are still vibrating.
I've made £39.40 on Vinted so far "this time around". Still have a whole two storage bags of clothes to list.
Got husband's switch with me for lunch time trade in to Cash Generators.
And yesterday when I was sorting the garden, I came across the garden sofa set we had, which was missing some cushions, and listed it on FB marketplace & it sold within an hour for £150. Annoyingly, not much of this is / if any / going towards debt repayments. Husband is off to the festival on Thursday with the kids, and needs food and drink and other supplies, plus spending money as they aren't allowed to take anything from the campsite into the festival itself. I am starting to wish I'd never agreed to it, and I selfishly hope he can't stand it, because that means I have more chance of it not happening again.
We also have no food in the house. Or dog food, aside from kibble. So that needs fixing ASAP.
Oldest stepdaughter has moved out as of Saturday to stay with husband's sister, so she can get her college work done instead of laying on her bed until 2pm every day on her phone. Oldest stepson is coming down today or tomorrow to help dad with festival prep.
I can't wait for everyone to go away and leave me to it. Well, aside from my little one, who will be with me. I'm aiming to hit £50 on Vinted so I can take her to the circus on the weekend guilt free. It will do her the world of good to have some one on one time with me.
4 days until payday.
❀ total
debt at LBM 01/2023: £47,178.76 ❀ debt at highest point: £51,062.14❀
£1600+ made on vinted since 2023 ⚜ we could get better, because we're not dead yet - frank turner. ❧ ------------------------------------------------------------------------
My god F&F, every time I read your posts I get so angry for you! Women are conditioned from a young age not to get angry and 'be hysterical', I have realized in the last few years I never get angry either, but there are times when we should. It's hard to recognize them, I know, but let me give you a hand just based on your last post. I read all your posts and get angry reading all of them but keep it to myself, but today's one is extra special.
1. BT Sport AND Sky Sport - have you been watching any of these or are they for your non-working husband? 2. you spent all your Sunday cleaning the house when your husband is at home all day every day during the week while you are working. You work 5 days a week and can't even get some rest at the weekend, while he is enjoying an endless holiday. 3. you are listing stuff on vinted. See point 2 above. 4. after you have spent your limited free time listing on vinted, you are giving the money to your husband so he can enjoy himself even more. 5. and to top it all off, he is not even taking your daughter with them?!?!?!?! You are paying for him and his children to go to a festival while you are still looking for ways to buy food and maybe entertain your child while he's having a ball at a festival with his children and you are paying for that?
🤬🤬🤬
I know am an anonymous user on a forum, I don't know you, you don't know me, you don't need my opinions. But I feel for you and I don't think it's fair you are struggling so much.
01.12.2020 - CC £16,839 / Loan £18,820 / EF £0 03.07.2023 - CC (0%) £9,859 / Loan £0 / Savings £10,110
Me too, I'm afraid F&F. I'm getting so annoyed for you in reading your posts, you're doing everything for everyone and getting nothing in return. You are keeping them all. Could your husband not have done the garden whilst you were at work? From what you've said, I think your he may be going to the same festival as my ex is taking my DS to this week - if so, I know tickets for that weren't cheap to start with. That money could have paid for the down payment with your solicitor and you wouldn't have had to worry about finding that.
Please don't take this as an attack or criticism as it's meant with the very best intentions and concern for you. You work so hard and you struggle so much and I think you are at risk of burning yourself out if you're not there already. It is completely unfair and I am silently willing you to see what we can all see before you go ahead and buy this next house and are stuck in an even worse situation with the added responsibility of a renovation to do on your own, as I think that's what will happen unfortunately. I have been in a similar situation with my ex H, albeit he was working, but I did everything and had to take on responsibility for everything. Speaking from experience, it will never end well.
Go and have a wonderful weekend with your lovely little girl and make this weekend all about the two of you. The weather is going to be lovely, so even if you can't afford the circus, I'm sure she'll love just spending 1 on 1 time with you with a picnic, walk to the beach/parks or whatever. If you can, have a little time to think about the situation this weekend too. I think the only people whose happiness you need to be wholly responsible for are you and your daughter. Sending love F&F. xx
F&F my heart hurts reading this, you give so much to others and deserve at least some of that back. I understand that things don't change overnight, but I would love for you to buy your new house for yourself and your daughter, leaving hubby for good. Maybe I'm just old and cynical, and been on my own for too long. Sending you lots of support, you deserve so much more lovely
