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A Better Life.
Comments
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Sending hugs and bank-butt-kicking vibes xo
Debt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc1 -
Thank you for the hopes and vibes!
They worked!!
Which was just in the nick of time!!
Mum owed me nearly a thousand pounds!! Which explains the 1200 CC bill!! which I have now paid. Immense relief!
When I was sat working it out I was stunned.
I have spent a lot of money recently but to be honest I can't live like a nun so hey ho!
Nevertheless she persisted.6 -
That's fantastic news xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 20 months left.2 -
Just a quick add - current debt total, 5611
2630 on 0%
and
2981 on the loan.
Going to be a bit of a battle to pay it off before Christmas but I shall give it a go.
Nevertheless she persisted.6 -
Great news about the bank. Hope.yiure OK xSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x2 -
Woop woop and thank goodness!
Debt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc2 -
It’s scary how fast it adds up! Glad it’s sorted 😊
KKAs at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 21 books of target 52 in 2026 as @ 13th March.
Produce tracker: £51 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Pleased it’s sorted 👍January spends - £587.581
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Can't you get power of attorney for your mum? I have just activated it for my mum although we did register it in 2016 but she has only just got to the point where she can't hear that well on the phone and gets flustered with internet banking. She can still operate her accounts as well but it means I can access them and move money around if she is unable to do so.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Save £12k in 2026 Challenge £12000/£2000
365 day 1p Challenge 2026 £667.95/£165
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php4 -
I don't think she would do it, I am holding off on asking a lot questions about the next 6 months until work is finished.
I truly do need a rest now. Felt so weird all day and couldn't nap at all between mum and the dogs bless them.Nevertheless she persisted.2
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