November 2023
I'm always in it, it's only the depth that varies....
Current debt: £10,806.75
Debt free date April 2025 (though expecting this to come forward)
Challenge to make an extra £10 a day in October 2022 ~ everyone welcome.
Options
Comments
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dizzytina said:Hi everyone, I’m a bit late to the party but can I join please. First time joining so I’m going to aim for £5 a day and see how I go on 😊
Welcome! If you want something to make it easy https://www.moneysavingexpert.com/banking/compare-best-bank-accounts/#nationwideswitch
I'm opening my fifth bank account this evening for a tidy £200!! (I've opened a 'burner' account with Monzo, set up 2 DDs with them and now am switching - again!!)
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Going to join from the start of the month this time, as I was late to the party last month. Aiming for £5 a day, and today I managed £5.48 cashed out from surveys. Good luck everybody.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £32,521
Mortgage 05/24 £16700 Officially ends June '26 but plan to be MF sooner
Total OPs 2022 - £240 2023 - £1766
OPs so far in 2024 £660.00
EF #68 £105/£1000
Challenges
1p a Day '24 #12 £95.49/£667. SPC '24 #41 £14.55
Christmas '24 £30
Make £5 a day - May £90.36/£155
NSDs May 9/15
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-down-the-savings-up2 -
CMD79 said:Hollie_Hobbie said:CMD79 said:Hollie_Hobbie said:Both me and OH have applied for bank switches so that's £350 hopefully to come at some point - might have to be for next month's challenge.
Also done this week's meal planning and some batch cooking which I think helps reduce grocery spends.
Still avoiding the eBay pile ....
Ditto! Still avoiding the Ebaying! I can't do it! I just can't! (I know I have to!!
I'm even contemplating doing the paperwork to avoid the eBay 😂Make £10 a day 2024
Jan £193.68/£2801 -
CMD79 said:dizzytina said:Hi everyone, I’m a bit late to the party but can I join please. First time joining so I’m going to aim for £5 a day and see how I go on 😊
Welcome! If you want something to make it easy https://www.moneysavingexpert.com/banking/compare-best-bank-accounts/#nationwideswitch
I'm opening my fifth bank account this evening for a tidy £200!! (I've opened a 'burner' account with Monzo, set up 2 DDs with them and now am switching - again!!)
Make £10 a day 2024
Jan £193.68/£2803 -
Hollie_Hobbie said:CMD79 said:Hollie_Hobbie said:CMD79 said:Hollie_Hobbie said:Both me and OH have applied for bank switches so that's £350 hopefully to come at some point - might have to be for next month's challenge.
Also done this week's meal planning and some batch cooking which I think helps reduce grocery spends.
Still avoiding the eBay pile ....
Ditto! Still avoiding the Ebaying! I can't do it! I just can't! (I know I have to!!
I'm even contemplating doing the paperwork to avoid the eBay 😂2 -
Hollie_Hobbie said:CMD79 said:dizzytina said:Hi everyone, I’m a bit late to the party but can I join please. First time joining so I’m going to aim for £5 a day and see how I go on 😊
Welcome! If you want something to make it easy https://www.moneysavingexpert.com/banking/compare-best-bank-accounts/#nationwideswitch
I'm opening my fifth bank account this evening for a tidy £200!! (I've opened a 'burner' account with Monzo, set up 2 DDs with them and now am switching - again!!)
November 2023
I'm always in it, it's only the depth that varies....
Current debt: £10,806.75
Debt free date April 2025 (though expecting this to come forward)1 -
CMD79 said:Hollie_Hobbie said:CMD79 said:dizzytina said:Hi everyone, I’m a bit late to the party but can I join please. First time joining so I’m going to aim for £5 a day and see how I go on 😊
Welcome! If you want something to make it easy https://www.moneysavingexpert.com/banking/compare-best-bank-accounts/#nationwideswitch
I'm opening my fifth bank account this evening for a tidy £200!! (I've opened a 'burner' account with Monzo, set up 2 DDs with them and now am switching - again!!)
We've already got 'spare' current accounts which we're using for the switches. Will need to check requirements though as to whether DD's are required or not.
Wondering whether it's worth opening 'burner' accounts so can do switches at same time instead of waiting for one to finish, so don't miss outMake £10 a day 2024
Jan £193.68/£2801 -
I need a new burner account. I've just started switching mine to Nationwide, but I won't be switching it on from there due to wanting the 5% interest. I want to take advantage of First Direct, then Santander if they re-run their offer.2
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TheBanker said:I need a new burner account. I've just started switching mine to Nationwide, but I won't be switching it on from there due to wanting the 5% interest. I want to take advantage of First Direct, then Santander if they re-run their offer.
@Hollie_Hobbie I think they all require a minimum of 2 DDs to qualify for the switch incentive. If that makes it really complicated, I just looked up and for example, you can set-up a DD to donate to RSPA £2 per month, which you can then cancel once the incentive has been paid out.November 2023
I'm always in it, it's only the depth that varies....
Current debt: £10,806.75
Debt free date April 2025 (though expecting this to come forward)1 -
CMD79 said:TheBanker said:I need a new burner account. I've just started switching mine to Nationwide, but I won't be switching it on from there due to wanting the 5% interest. I want to take advantage of First Direct, then Santander if they re-run their offer.
@Hollie_Hobbie I think they all require a minimum of 2 DDs to qualify for the switch incentive. If that makes it really complicated, I just looked up and for example, you can set-up a DD to donate to RSPA £2 per month, which you can then cancel once the incentive has been paid out.Make £10 a day 2024
Jan £193.68/£2802
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