Newcastle BS – 1 year fix 4.10%

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Those who this account are you still putting money in?

Pompeydave1967

I’m just grabbing a few fixed deals now , got money maturing in March so will look again then.

Pompeydave1967

Thumbs_Up said:

Pompeydave1967 said:

mebu60 said:

Pompeydave1967 said:

I think it was too good a rate to turn down @ 4.1% , no doubt another deal will come along soon. Hoping Atom up their rates again , also with Shawbrook who have fallen way behind on fixed rates.

Shawbrook 1 Year 4.0% out today. 

Took that as well , happy with 4%.

Nose ointment I know, but does this mean you have max out NBS?

No only 10k with NBS

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I think someone will front up and put 4..5%  1 year fix before December. You read it here first.

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Pompeydave1967 said:

Thumbs_Up said:

Pompeydave1967 said:

mebu60 said:

Pompeydave1967 said:

I think it was too good a rate to turn down @ 4.1% , no doubt another deal will come along soon. Hoping Atom up their rates again , also with Shawbrook who have fallen way behind on fixed rates.

Shawbrook 1 Year 4.0% out today. 

Took that as well , happy with 4%.

Nose ointment I know, but does this mean you have max out NBS?

No only 10k with NBS

I don’t understand why you open up another account will someone else at a lesser rate.

What’s your tactic?

Bigwheels1111

For the next 2 months all the bank are trying to get cheap money.
A month or so back union bank of India I think it was offered 3.2% for 1 year fixed.
People said it was a mistake, was it.
They got lots of cash for almost 1% less than today.
A shrewd investment for them.
If you fix before late December I think you are mad.
5% plus should be on the table as a minimum.

Pompeydave1967

Thumbs_Up said:

Pompeydave1967 said:

Thumbs_Up said:

Pompeydave1967 said:

mebu60 said:

Pompeydave1967 said:

I think it was too good a rate to turn down @ 4.1% , no doubt another deal will come along soon. Hoping Atom up their rates again , also with Shawbrook who have fallen way behind on fixed rates.

Shawbrook 1 Year 4.0% out today. 

Took that as well , happy with 4%.

Nose ointment I know, but does this mean you have max out NBS?

No only 10k with NBS

I don’t understand why you open up another account will someone else. What’s your tactic?

I’m semi retired and love the banking thing , it keeps me sane lol. My parents were in banking and it’s been passed down. Advice given years ago not to put all your eggs in one basket so I have 10+ going .

Thumbs_Up

Bigwheels1111 said:

For the next 2 months all the bank are trying to get cheap money.
A month or so back union bank of India I think it was offered 3.2% for 1 year fixed.
People said it was a mistake, was it.
They got lots of cash for almost 1% less than today.
A shrewd investment for them.
If you fix before late December I think you are mad.
5% plus should be on the table as a minimum.

Agree 100%.  

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Pompeydave1967 said:

Thumbs_Up said:

Pompeydave1967 said:

Thumbs_Up said:

Pompeydave1967 said:

mebu60 said:

Pompeydave1967 said:

I think it was too good a rate to turn down @ 4.1% , no doubt another deal will come along soon. Hoping Atom up their rates again , also with Shawbrook who have fallen way behind on fixed rates.

Shawbrook 1 Year 4.0% out today. 

Took that as well , happy with 4%.

Nose ointment I know, but does this mean you have max out NBS?

No only 10k with NBS

I don’t understand why you open up another account will someone else. What’s your tactic?

I’m semi retired and love the banking thing , it keeps me sane lol. My parents were in banking and it’s been passed down. Advice given years ago not to put all your eggs in one basket so I have 10+ going .

"I don’t understand why you open up another account will someone else at a lesser rate"

Not being rude, but the idea with the ladder trick you step up, not down.

Pompeydave1967

All my a/c’s are on a ‘up’ ladder , just thought I would grab a couple of similar rates. Also I was already with one bank so seconds to open up.
 But I’m always on the lookout for the next increase.