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Happy new year @alt80 -
I have done a couple of SOA's and ended up removing them as I found they could engender astonishment at the larger than life size of incomings and outgoings. So definitely worth doing but expect a slight edge in some of the responses. I hope people on your thread know you have lived life larger than most - I would hate for your honesty and bravery to turn your thinking sour.
I maybe worried about nothing, just toughen up your armour a little as SOA analysis tends to be quite hard hitting even without extra edge.I think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine2 -
@alt80 happy new year to you, your family and all readers! You have come so far and are doing brilliantly. @mark55man is right: you are allowed to spend consciously and there are many ways of getting it right. Don't let anyone undermine you if they see life differently. Love Humdinger xx2
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Happy New Year wishing you much love and happiness in 2024 x1
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Happy New Year alt.I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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Happy New Year. I'm sure with all the hard work you're putting in, that this time next year, things will look a lot different for you.September 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x1 -
Happy new year. One thing did occur to me about your soa. You have certain specified insured items and I know you have sold quite a lot. Are you still paying insurance for any of those items?4
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Happy New Year.1
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Happy New Year Alt & followers!
I’m guessing that you pay any spare money off the cards which is why you have no cash assets? But you seem to be showing things like holidays, insurances, car maintenance which should generate some long term savings. If you aren’t genuinely saving these you are just kicking the can further down the road 😉 However with an 8n ome your size a big annual bill may not hit as hard as for some others.:j Proud Member of Mike's Mob :j1 -
Happy New Year Alt, wishing you, your family and all your readers a healthy and prosperous 2024.Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family1 -
Happy new year. I am so impressed by all you have achieved in the last couple of years and choices you have made. Excited to see where 2024 takes you.2
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