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NST September 2022 Picture yourself on a boat on a canal
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So pleased for you @f0xh0lesI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan.[/b] [11 months left.[/b]7 -
Spend free day today, I did take out £20 to pay for some fitness classes but haven't actually paid for them yet (does that count?
). I don't count my NSD's any more as I used to get weirdly stressed if I didn't hit an arbitrary target I set for myself, but I did have a wee bit of money left this month so not all bad.
Other than that it was a busy day at work, my headache went overnight and I actually had a great night's sleep which I'm very grateful for!
See you all in October.8 -
September seems to have flown by!
A bit more simplifying today - 3 (new ) items into CS bag and a bag of outgrown items (DS3) listed on fb00k and sold in 5 mins
Also tackled some paper admin and filed some things (eg bank statements - I like paper ones)
No heating on as yet - although it's getting close! It's been raining all day amd that does make the house cold. Washing has gone onto the 2 heated airers - it won't dry quick enough otherwise. I had them by me when I was working earlier (Cold room - garage conversion with rubbish flooring) which was nice 😃
Payday for DH today. Have paid 1 of my CCs (I only use one) - had car mot and service on, so was chunky-ish. Am waiting to pay the other one until some refunds have been processed, as I've got lost as to the balance!
Rain today has battered the remaining sunflowers 🌻 so I nipped out and chopped most of them off and they are now brightening up the kitchen instead:). I'll pull the stems up when it has dried out a bit and they can go in the garden waste.
See you in Oct!
Thanks to grandmanerd for this month's challenge I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £20
2026 Declutter campaign awards 2x star8 -
Whoop, whoop, f0xh0les! The drinks are on you!Today I am grateful for a fun session with reception and then nursery kiddies, for my adorable y11s too, for bumping into a parent and having a lovely chat, for getting home in time to meet dc off the bus, for starting to sew up some socks I knitted.Thank you for the canal boat ride, grandmanerd, and all the pearls you have cast our way. See you for October tomorrow.remove 7/100; read 3/10; ex 27/100; make /100; lose /10; save /1000; improve 12/100; protein 30/1007
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In case you missed it!!
4/10/25Three Years Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢
No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******6 -
Thanks for our September challenge @grandmanerd.Finished the month on 13 NSDs as I bought Mum’s sprouts day gift yesterday.Last night OH and I did our transfers for October, our meal plan for the coming week, and I did an early Sunday sweep. Another decent sweep into mortgage OP and holiday pots because OH was working away some of the week.Grateful for getting 13 NSDs, for DS getting a wee reward from the head teacher at school, and for this group xSee you in October turtles x5
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Use it up, wear it out
Make do or do without!
If you see someone without a smile, give them one of yours 😃
⭐⭐⭐⭐
🩲X😂3 -
😊 what does nst mean2
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Ninja Saving Turtles2
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