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Getting the balance right

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  • beanielou
    beanielou Posts: 95,973 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Do you really need to have to start doing more overtime?
    What about your health? 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Karmacat said:
    Is Mr El very fond of the old car, El, or does he find it useful in some other way?  I'm really not surprised looking at cars was stressful, I find it stressful even thinking about it!  I'm so glad you had such a lovely time with Skinty though :):):) 
    the old car served us well, I think for Mr El it's more we have had to borrow a car several times now when ours was broken down and he doesnt want to keep having to do that, he also thinks we would only get 500 or so for our car and that it could last a few more years yet... 
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    beanielou said:
    Do you really need to have to start doing more overtime?
    What about your health? 
    I know beanie I am not doing it willingly believe me, and yes I need to make sure I am not doing too much, but we have had to re adjust our budget by quite a bit so I need to boost our income in one way or other. 

  • beanielou
    beanielou Posts: 95,973 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    elantan said:
    beanielou said:
    Do you really need to have to start doing more overtime?
    What about your health? 
    I know beanie I am not doing it willingly believe me, and yes I need to make sure I am not doing too much, but we have had to re adjust our budget by quite a bit so I need to boost our income in one way or other. 

    Oh dear  :(
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • skint_spice
    skint_spice Posts: 13,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    But is it not going to cost a fair bit to make old car drivable?
    Mortgage OP 2025 £6750/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £35,463

    Declutter 12/244

    Money making challenge £58/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • edinburgher
    edinburgher Posts: 13,970 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    New car sounds lovely but boo to overtime. I've been doing it for a month now and majorly CBA. It's funny, when I earned minimum wage I thought nothing of overtime as a) no responsibilities yet b) skint c) just what you do. Now I have a "real"/salaried  job, it's just a hassle
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    But is it not going to cost a fair bit to make old car drivable?
    yep ... tell that to Mr El .... 
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    New car sounds lovely but boo to overtime. I've been doing it for a month now and majorly CBA. It's funny, when I earned minimum wage I thought nothing of overtime as a) no responsibilities yet b) skint c) just what you do. Now I have a "real"/salaried  job, it's just a hassle
    weirdly that's kinda how I feel, when I was earning less money I did loads and didnt think about it, now that I'm earning a wee bit more  ... just cannae be bothered, I will make sure I do the minimum I reckon 
  • beanielou
    beanielou Posts: 95,973 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    & lets face it we were all a lot younger then!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 14 February 2023 at 6:50AM
    beanielou said:
    & lets face it we were all a lot younger then!
    this is very true, but I will deny upon pain of torture if asked 🤣🤣🤣🤣
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