£150 Halifax Switch Offer + 0% Overdraft for 6 months! (12th July 2022 - 5th September 2022)

Zaul22

Anyone else having to set up their online banking for 'the first time', every time you log in?

Maple08

Managed to set my account up today using code I got in the post. When I logged into my account, I found the £150 already in the account, which was a surprise. The complete date is still 5 days away.

jennifernil

PRAISETHESUN said:

jennifernil said:

Yes, I saw that, but we would be switching 2 sole accounts into an existing joint.  So 2 separate customers.

We can of course switch to 2 new sole accounts.

I'd reccomend you each open a sole account and grab the bonus that way. As above, joint accounts are only eligible for 1 payment, so you'd be missing out.

I tried to open a sole Reward account, we have had our joint account 19 years, previously had multiple sole reward accounts under their previous regime........they declined my application!

PRAISETHESUN

jennifernil said:

PRAISETHESUN said:

jennifernil said:

Yes, I saw that, but we would be switching 2 sole accounts into an existing joint.  So 2 separate customers.

We can of course switch to 2 new sole accounts.

I'd reccomend you each open a sole account and grab the bonus that way. As above, joint accounts are only eligible for 1 payment, so you'd be missing out.

I tried to open a sole Reward account, we have had our joint account 19 years, previously had multiple sole reward accounts under their previous regime........they declined my application!

From your initial post I assumed you only had a joint account, but if you've still got an existing sole account you can switch into that - there's no requirement to actually open a new account.

But from the sounds of it Halifax have decided for whatever reason that they don't want to offer you any more accounts, which they are allowed to do if that's what they decide. If you're unable to switch into a sole account then I guess the joint switch is better than no switch. In that case you only need to switch in one account to get your incentive.

Paulsmith73

To dcs34

I have used Halifax for years and never previously had this issue. Only occurred when I tried to open the Reward Account. On line chat immediately suggested trying another browser, so I suspect I was not the first with this issue. 

jennifernil

PRAISETHESUN said:

jennifernil said:

PRAISETHESUN said:

jennifernil said:

Yes, I saw that, but we would be switching 2 sole accounts into an existing joint.  So 2 separate customers.

We can of course switch to 2 new sole accounts.

I'd reccomend you each open a sole account and grab the bonus that way. As above, joint accounts are only eligible for 1 payment, so you'd be missing out.

I tried to open a sole Reward account, we have had our joint account 19 years, previously had multiple sole reward accounts under their previous regime........they declined my application!

From your initial post I assumed you only had a joint account, but if you've still got an existing sole account you can switch into that - there's no requirement to actually open a new account.

But from the sounds of it Halifax have decided for whatever reason that they don't want to offer you any more accounts, which they are allowed to do if that's what they decide. If you're unable to switch into a sole account then I guess the joint switch is better than no switch. In that case you only need to switch in one account to get your incentive.

No, we only have the one joint Reward account now, all our  sole ones were closed quite a while back.

Otherwise we have Clarity credit cards, accounts for our grandchildren, and our home insurance through them.

soulsaver

@jennifernil

Try to open an ordinary solo ac. If that succeeds, you can convert it to a Reward ac and then do the switch for the incentive.

youngretired

People that have already switched into existing accounts, did you receive text updates?

When we did Lloyds the online form you completed gave you the option to request text updates, but with Halifax it made you log into online banking to complete the switch and didn't give an option.

soulsaver

youngretired said:

People that have already switched into existing accounts, did you receive text updates?

When we did Lloyds the online form you completed gave you the option to request text updates, but with Halifax it made you log into online banking to complete the switch and didn't give an option.

I've heard nowt as well.. was going to ask a similar question - due to switch 01/08.

youngretired

Switch is OK though not had any text updates, incentive paid yesterday for switch on the 02/08. Also can confirm Bank of Scotland to Halifax does qualify.