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  • soulsaver said:
    RCI 95day 5.6%
    If you don't like the potential move to 5.30% check your opening date, there's 14 day cooling off... 


    I haven't received my 109 days notice yet. Wonder when it will arrive?
    What makes you think they're going to send you a reduction ?
  • Rheumatoid
    Rheumatoid Posts: 1,144
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    soulsaver said:
    RCI 95day 5.6%
    If you don't like the potential move to 5.30% check your opening date, there's 14 day cooling off... 


    I haven't received my 109 days notice yet. Wonder when it will arrive?
    What makes you think they're going to send you a reduction ?
    They seem to have reduced the rate for new applications and would be surprised if the new rate wasn't also applied to existing accounts at some point.
  • Rheumatoid said:

    They seem to have reduced the rate for new applications and would be surprised if the new rate wasn't also applied to existing accounts at some point.
    I've sent them a message asking for clarification of this.
  • soulsaver
    soulsaver Posts: 7,168
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    edited 14 November 2023 at 4:30PM
    soulsaver said:
    RCI 95day 5.6%
    If you don't like the potential move to 5.30% check your opening date, there's 14 day cooling off... 


    I haven't received my 109 days notice yet. Wonder when it will arrive?

    That's why I said 'potential'.
    15 week (min) fixed at 5.6%... ? I may add more! 
  • Zaul22
    Zaul22 Posts: 424
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    I expect to receive notice of the rate reducing in the next few weeks or months simply because it's a normally meh bank offering a very good rate and those things don't really go together. 
  • Rheumatoid
    Rheumatoid Posts: 1,144
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    Rheumatoid said:

    They seem to have reduced the rate for new applications and would be surprised if the new rate wasn't also applied to existing accounts at some point.
    I've sent them a message asking for clarification of this.
    Had an answer yet?
  • Rheumatoid said:

    They seem to have reduced the rate for new applications and would be surprised if the new rate wasn't also applied to existing accounts at some point.
    I've sent them a message asking for clarification of this.
    Had an answer yet?
    No, nothing yet.
  • Burcot
    Burcot Posts: 104
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    Have other accounts - just made deposit from Tandum 5% easy access to Vanquis 90 day at 5.5%,,,,wondering if they will also drop their rate?
  • Can't see anything on this thread about Chorley BS - I recently opened the 200 day notice account (think it was at 5.65%) - it now seems to have disappeared - presumably NLA. But given the lack of mention on here - is there a "problem" with Chorley or is 200 day notice just too much (may as well get 6 month fixed rate)? Thanks
  • Digital_Payback
    Digital_Payback Posts: 229
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    edited 16 November 2023 at 3:27PM
    Can't see anything on this thread about Chorley BS - I recently opened the 200 day notice account (think it was at 5.65%) - it now seems to have disappeared - presumably NLA. But given the lack of mention on here - is there a "problem" with Chorley or is 200 day notice just too much (may as well get 6 month fixed rate)? Thanks


    I had a look at Chorley BS offers. 
    They offer an Easy Access account for the over 60s with tiered variable interest of 3.25% / 3.35% / 3.45% AER. They say this is a limited issue account and available to eligible UK residents aged 60 years old and above only.
    Why would anyone over 60 sign up for such an offering? Not exactly a bargain!
    Many other accounts elsewhere offer a better rate and 4 other Chorley Easy Access Savers do too. 


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