Notice Accounts

allegro120

Burcot said:

Wish to exit asap my easy access, 90 and 120 day Oxbury accounts. However, like most people where can the dosh go?  I can see Vanquis 60 day might get some but where else?  Happy to put away for some months or easy access, best to spread for sure. Help appreciated.

I've given notices to all my Oxburies.  £1k minimum balance to get the interest rule is no longer suitable for me.
I've recently opened OakNorth 95 days notice base rate tracker. Tracks 0.12% (spread) above BoE https://oaknorth.co.uk/personal-savings/notice-base-rate-tracker-accounts/.  Only have £1 there at the moment, but it can be useful in future.

Burcot

Cheers, Rosie.  Have opened Investec 90d today, also.  Getting hard now to get 5% or near.  

Rheumatoid

slinger2 said:

Burcot said:

Wish to exit asap my easy access, 90 and 120 day Oxbury accounts. However, like most people where can the dosh go?  I can see Vanquis 60 day might get some but where else?  Happy to put away for some months or easy access, best to spread for sure. Help appreciated.

The Investec 90-day notice saver pays 5.25%AER. £5k min, 104 days notice of a rate reduction. "Once your account is open, you’ll need to deposit the minimum opening balance within 60 days otherwise we’ll automatically close your account"

Thanks. Opened just in case. 60 day funding window is decent.

patpalloon

I like Investec and have moved money in and out with them for a few years now - currently top of the tree for notice accounts. 90 day at 5.25% AER

soulsaver

RosieRooBear said:

Burcot said:

Wish to exit asap my easy access, 90 and 120 day Oxbury accounts. However, like most people where can the dosh go?  I can see Vanquis 60 day might get some but where else?  Happy to put away for some months or easy access, best to spread for sure. Help appreciated.

My Oxbury 120 notice ends on 28th August with a couple of 6.1% fixed bonds ending mid September. I’ve opened the Investec 90 day notice and will probably fund that if nothing better comes along.

I'm just weighing up the Investec, too.

Oxbury: 120 day pays 5.25% reducing to 5.0% early sept and again 14th Nove to 4.75% guaranteed for 134 days which is not  totally shabby now...

For info: You can cancel the notice should you choose to - up to the day before it kicks in.

ToastLady

Oxbury has brought out a 3 month bond at 5.12% AER fixed, if that's of any use to you, available to all at the moment. Min £1000.

ToastLady

Oxbury still have 90 day notice base rate tracker (Issue 3) at 5.13% variable, min £1000 still available, available to all. 

slinger2

ToastLady said:

Oxbury still have 90 day notice base rate tracker (Issue 3) at 5.13% variable, min £1000 still available, available to all. 

Neither the 3-month fix or the 90-day tracker are attractive to me. I've got £5k, so the Investec 90 day paying 5.25% AER seems better.

soulsaver

ToastLady said:

Oxbury still have 90 day notice base rate tracker (Issue 3) at 5.13% variable, min £1000 still available, available to all. 

90 Day Notice Base Rate Tracker (Issue 3): 5.13%AER | Oxbury | The Agricultural Bank

ToastLady

slinger2 said:

ToastLady said:

Oxbury still have 90 day notice base rate tracker (Issue 3) at 5.13% variable, min £1000 still available, available to all. 

Neither the 3-month fix or the 90-day tracker are attractive to me. I've got £5k, so the Investec 90 day paying 5.25% AER seems better.

Yes totally understand, I've got the Investec 90 day too. Might be handy for those who have less than £5000 needed for Investec.