Notice Accounts

Wheres_My_Cashback

I think this will still be a good rate in January compared to EA/other accounts what with there being 2 more MPC meetings before that.

slinger2

jaypers said:

Investec 90 Day reducing. Guess it was only a matter of time! That’s me giving notice on mine then.

The only surprise is they've only cut to 5.05% AER. I've got the 95-day RCI account paying 4.95% and the Oxbury 90-day paying 5.0% from October (NLA). Neither have much in and clearly I'm not tempted to move anything to those 2. I've recently opened the DF Capital paying 5.3% but don't really expect that to last too long.

flobbalobbalob

I think that by the end of the Investec notice period 5.05% will be a best rate. 

poseidon1

flobbalobbalob said:

I think that by the end of the Investec notice period 5.05% will be a best rate. 

Inclined to agree, retaining the balance on the account for that reason.

Rheumatoid

slinger2 said:

jaypers said:

Investec 90 Day reducing. Guess it was only a matter of time! That’s me giving notice on mine then.

The only surprise is they've only cut to 5.05% AER. I've got the 95-day RCI account paying 4.95% and the Oxbury 90-day paying 5.0% from October (NLA). Neither have much in and clearly I'm not tempted to move anything to those 2. I've recently opened the DF Capital paying 5.3% but don't really expect that to last too long.

opened but not funded. probably won't bother as DF 120 day still at 5.35 for me

allegro120

Rheumatoid said:

slinger2 said:

jaypers said:

Investec 90 Day reducing. Guess it was only a matter of time! That’s me giving notice on mine then.

The only surprise is they've only cut to 5.05% AER. I've got the 95-day RCI account paying 4.95% and the Oxbury 90-day paying 5.0% from October (NLA). Neither have much in and clearly I'm not tempted to move anything to those 2. I've recently opened the DF Capital paying 5.3% but don't really expect that to last too long.

opened but not funded. probably won't bother as DF 120 day still at 5.35 for me

I didn't even bother opening.  I'm happy with DF 180d still paying 5.4% and secured OakNorth 95d tracker (currently 5.12%) with £1 as a back up.

slinger2

allegro120 said:

Rheumatoid said:

slinger2 said:

jaypers said:

Investec 90 Day reducing. Guess it was only a matter of time! That’s me giving notice on mine then.

The only surprise is they've only cut to 5.05% AER. I've got the 95-day RCI account paying 4.95% and the Oxbury 90-day paying 5.0% from October (NLA). Neither have much in and clearly I'm not tempted to move anything to those 2. I've recently opened the DF Capital paying 5.3% but don't really expect that to last too long.

opened but not funded. probably won't bother as DF 120 day still at 5.35 for me

I didn't even bother opening.  I'm happy with DF 180d still paying 5.4% and secured OakNorth 95d tracker (currently 5.12%) with £1 as a back up.

Difficult to believe that the OakNorth tracker will be paying over 5% in the new year, but you never know.

allegro120

slinger2 said:

allegro120 said:

Rheumatoid said:

slinger2 said:

jaypers said:

Investec 90 Day reducing. Guess it was only a matter of time! That’s me giving notice on mine then.

The only surprise is they've only cut to 5.05% AER. I've got the 95-day RCI account paying 4.95% and the Oxbury 90-day paying 5.0% from October (NLA). Neither have much in and clearly I'm not tempted to move anything to those 2. I've recently opened the DF Capital paying 5.3% but don't really expect that to last too long.

opened but not funded. probably won't bother as DF 120 day still at 5.35 for me

I didn't even bother opening.  I'm happy with DF 180d still paying 5.4% and secured OakNorth 95d tracker (currently 5.12%) with £1 as a back up.

Difficult to believe that the OakNorth tracker will be paying over 5% in the new year, but you never know.

Yes, it is very unlikely that BoE rate will stay unchanged for that long.

movingon

Apologies if this has already been mentioned here, but I cannot see anything. Some people are not getting Cynergy notifications of rate reductions and I am one of them. Does anyone know if the 120 day notice account issue 11 (NLA) rate is set to reduce? At the moment it is paying 5.3%. Thanks

MichaelAP

Anyone having issues logging into OakNorth this morning? I have tried for the past 3 hours using the app on my iPhone but it constantly refuses to log in. I’ve sent an email to them but as yet no reply.