Change to Curve card price levels, and new Curve X level

wiseonesomeofthetime

I use it for two cards that are unsupported in Google Pay, so can still just about justify using the Curve Blue.

Don't use the other features, and rarely do the Cashback Rewards cover anywhere I actually shop.

k_man

2 cards is the free level, so doesnt take much justification 😉

Daliah

Grumpy_chap said:

I's just say to stop and think before ditching the Curve as it still seems to have some uses.

I have stopped and thought, and it won't be of use to me any longer when the change comes in. I fully appreciate there are people for whom it will be different.

Daliah

k_man said:

2 cards is the free level, so doesnt take much justification 😉

I have many more than 2 free cards with ApplePay. The really big value-add of Curve for me was GBIT (for more than 5 cards, too), coupled with the convenience of only having to remember one CVV. But not big enough that I'll pay for it.

DUTR

Grumpy_chap said:

Daliah said:

Meh. That will the end of Curve for me as I am not going to pay for it. 

Well, there still is a free option and that will do for me.  My main reason to have Curve was for Garmin Pay and that should still work.  I may not be the typical customer but I only ever had one card linked, never used "back in time", never heard of "smart rule" and £1k monthly overseas is sufficient.

There are still occasional cash-back offers and I guess they'll continue.  Not a deal-breaker if they don't.

I's just say to stop and think before ditching the Curve as it still seems to have some uses.

The whole business model of Curve was never one I understood.  It always looked to me like every transaction would lose money from the difference in treatment between a debit card and a credit card.  Maybe there is a behind-the-scenes trick that overcomes that.

Help me understand, will my basic use (like yours) convert to free use?
If not I'll cancel.

dazzaofdagenham

Been paying for curve Metal for a few months now..

think I need to downgrade 

dazzaofdagenham

Did I read that Revolut are going to do some kinda credit facility 

Daliah

dazzaofdagenham said:

Did I read that Revolut are going to do some kinda credit facility 

May be, as and when they get their banking licence.

May be start a separate thread about it.

Daliah

DUTR said:

Grumpy_chap said:

Daliah said:

Meh. That will the end of Curve for me as I am not going to pay for it. 

Well, there still is a free option and that will do for me.  My main reason to have Curve was for Garmin Pay and that should still work.  I may not be the typical customer but I only ever had one card linked, never used "back in time", never heard of "smart rule" and £1k monthly overseas is sufficient.

There are still occasional cash-back offers and I guess they'll continue.  Not a deal-breaker if they don't.

I's just say to stop and think before ditching the Curve as it still seems to have some uses.

The whole business model of Curve was never one I understood.  It always looked to me like every transaction would lose money from the difference in treatment between a debit card and a credit card.  Maybe there is a behind-the-scenes trick that overcomes that.

Help me understand, will my basic use (like yours) convert to free use?
If not I'll cancel.

There will continue to be a free version but with less functionality than the current free version. Depending on how you use Curve, the new free version may or may not meet your requirements.

k_man

Daliah said:

k_man said:

2 cards is the free level, so doesnt take much justification 😉

I have many more than 2 free cards with ApplePay. The really big value-add of Curve for me was GBIT (for more than 5 cards, too), coupled with the convenience of only having to remember one CVV. But not big enough that I'll pay for it.

FYI, my reply was to the post above mine:

wiseonesomeofthetime said:

I use it for two cards that are unsupported in Google Pay, so can still just about justify using the Curve Blue.

Don't use the other features, and rarely do the Cashback Rewards cover anywhere I actually shop.