Change to Curve card price levels, and new Curve X level

k_man

Just received an email about the following. The free level is being significantly limited.

https://www.curve.com/blog/introducing-curve-x/

Only 2 payment cards, and limited Go back in time.

Daliah

Meh. That will the end of Curve for me as I am not going to pay for it. 

If they did extend the age limit on their Metal Card travel insurance, I could be tempted back but as they won't, it's good bye.

Was great whilst it lasted.

Daliah

All existing customers offered a 12-months discount. But no thanks, not tempted.

Olinda99

Not had this for Samsung Payplus card (uses Curve) maybe that is an option ?

Daliah

Samsung Payplus wouldn't run on my iOS devices, so not an option for me. 

k_man

Daliah said:

Meh. That will the end of Curve for me as I am not going to pay for it. 

If they did extend the age limit on their Metal Card travel insurance, I could be tempted back but as they won't, it's good bye.

Was great whilst it lasted.

Indeed.
I think the benefit is very limited if only 2 cards can be used.

Not sure about 12 months for £1.99 for 5 cards, will have to have a think!

Daliah said:

Samsung Payplus wouldn't run on my iOS devices, so not an option for me. 

Samsung only...
Shame Google don't offer a card to front Google Pay.
I know there was talk of doing that, but only for single use online.

I won't miss GBIT, but the ability to register one card with merchants, and easily switch payment was very handy.

orange-juice

2 months or so to make the most of unlimited gbit.

It was really useful, when combined with Chase, as I can choose when and how much to fund the account. Will miss it. Can't justify the 1.99 per month

Daliah

I used GBIT all the time as I prefer to spend with a credit card but I didn't want to forego the Chase cashback. So once a week I shifted any qualifying purchases from credit card to Chase. As my Chase cashback is due to end in September, one of my major reasons for using Curve is likely to disappear, anyway. As they say, all good things..........

crumpet_man

No mention of changes to fronted?  

Grumpy_chap

Daliah said:

Meh. That will the end of Curve for me as I am not going to pay for it. 

Well, there still is a free option and that will do for me.  My main reason to have Curve was for Garmin Pay and that should still work.  I may not be the typical customer but I only ever had one card linked, never used "back in time", never heard of "smart rule" and £1k monthly overseas is sufficient.

There are still occasional cash-back offers and I guess they'll continue.  Not a deal-breaker if they don't.

I's just say to stop and think before ditching the Curve as it still seems to have some uses.

The whole business model of Curve was never one I understood.  It always looked to me like every transaction would lose money from the difference in treatment between a debit card and a credit card.  Maybe there is a behind-the-scenes trick that overcomes that.

k_man

It seems the trick to make the money is the monthly fee.

I agree though, the free was never going to be sustainable.

And good point about the use case of using Curve as an intermediate for one (or two) unsupported cards.
That is actually what I do for Google Pay. Currently I am not sure which cards support it directly, as Curve is the Google Pay card. Will find out