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The Mental Debt Struggle...
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Cambridge is a lovely City Keedie. Only been there a couple of times myself as it’s the other side of the country. Enjoy special time with your mum and sister and create a few more special memories. None of us ever knows how many more such opportunities we will get.It’s not great that you’re finding work hard but the big plus is that you’re not trapped in it long term. I am sure there will be good days out of the blue. Another big plus is that you are totally capable of doing it. Of course peaks and troughs are challenging though. I can really relate to that.
I would say VERY approximately, and I’m not tax expert, that by the end of December you’ll have been able to earn around 9k total before tax is applied. I would base that on a standard tax allowance of £12.5k pa being effectively £1000 per month on average. I have also been known to talk rubbish so don’t rely on me for tax advice
27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 51 -
Enjoy your weekend break.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Have a great time with your mum and sister . Totally with you regarding job . I wouldn't be good with that set up either but maybe worth putting up with it to get your savings off to a good start xx1
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