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Debt and Caring
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Sorry things are so difficult at the moment. I hope your dad perks up after his lurgy. Glad your nephew gave you smiles
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 0/1000
Buffer fund 0/100
Debt March -1,119 (April) -889 (April) -498 (April) -378 (May) -875 July (190)1 -
Glad your nephew brightened your day. I'm seeing 2 nephews and a niece later and I'm looking forward to it too.
Glad you have plans in place for your Dad. Look after you too.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.6K updated 6/7/250 -
We haven't had a post from you for a while. Hoping things are ok for you?
Sending out positive vibesIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 0/1000
Buffer fund 0/100
Debt March -1,119 (April) -889 (April) -498 (April) -378 (May) -875 July (190)2 -
Thanks for the concern DIA.
<Rips off plaster>
My lovely Dad died on the 21st May. He had been ill with what turned into pneumonia.
His loss has left a big hole in my life and I miss him more everyday.
I'll be coming back to diaryland as and when the feeling takes me. Trying to go with the flow which is not in anyway my natural modus operandi.
RIP Dad. I love you very much.5 -
I'm so sorry, @WelshmansDaughter, you're in my thoughts. xI think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/223 -
So sorry. Sending love and peace your way.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.6K updated 6/7/253 -
Oh, I just read your last post! I'm so sorry to hear your lovely dad died. It might not help now, but it might be some comfort later to know you really were an amazing daughter. Take care and come back when you are ready. I am thinking of you.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 0/1000
Buffer fund 0/100
Debt March -1,119 (April) -889 (April) -498 (April) -378 (May) -875 July (190)3 -
So sorry to hear of the passing of your lovely dad. Now is the time to take great care of you.3
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I’m so sorry @WelshmansDaughter3
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Thank you all for your sympathy.
Dad finished living two weeks ago today. He got a Gold Star in the Game of Life.
Some practicalities:
Go back to work tomorrow, find out what the plan is for summer holidays.
Bought new passport, am not hopeful that it will arrive soon.
Carer's Allowance stops on 16/08 (Dad's birthday oh the irony). Govt site makes less sense than Dad at 2am but something exists called pathways to work.
No plans to get a job. I had thought about retraining, doing a level 5 course in the basics of art for a year. Doubt I could follow any kind of structure though.
Making a garden for Dad. He planted a rose bush years ago beside the back wall. So I have bought plants to go in that area. Will also make some kind of living bench.
In the meantime, I am sitting in the sun eating buttered pasta3
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