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Debt and Caring
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I hope a bus turns up soon, I assume it's not a walkable distance?
As to Christmas shopping, that's a good point about increasing the workload, but you'll still have to carry it back from town. I suggest vouchers all round - at least they're light!I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/222 -
Ha I meant workload as in actual job- buying things online means more post 😂
I did go Christmas shopping and got about half done. Sadly the trauma has meant I must buy myself presents to recover 😜
I did however successfully collect my bike from it’s temporary home at the train station. I am always quite pleased when I manage to do something I have not done before. In this case, putting the bike on the train.If I manage to get the bulbs I bought planted then my pre 2025 list will be complete. Should I do a tip run also I will have exceeded my expectations.7 -
Just sticking my head round the door to see if you are okay and not collapsed under a sack of post?
I planted my bulbs yesterday, so now I'm excited about seeing them come to life.I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/222 -
You alright pet? Hope you haven't overachieved and are doing a week-long tip run x2
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Lol haven’t even managed one tip run🤦
All good just coming off six days of working in a row.4 -
And breathe. If you can under all those sacks of post.
Thanks to all the posties working so hard to make it happen when people like me can't organise themselves in good time.I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/221 -
Well done on the 3 jobs. Sounds full on.
Good luck with gift ideasAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
As long as you don’t order fish Cherry you’re fine. I’m still in new job mode really, not much reflection happening. Everything is happening in bits and pieces as is the way. A highlight was coming back in with an hour left on shift and being asked to drive a package of cheese up the road.
Am glad of the break from job 2, had to clean 💩 off the wall yesterday. Not a lot thankfully but still.On for four days now then off for two for Christmas.5 -
Fairly chilly day today, van has heated seat and steering wheel so was very reluctant to get out into the cold wind.
People are ordering too much cheese.Came home today and ate fish cakes and vegetables instead of ordering pizza. Slightly afraid of getting scurvy/developing a truck driver physique if I don’t get on top of the eating.It is only 7 but I could genuinely go to bed now.4 -
I went to bed. Fell asleep then woke at 9pm but just went straight back to bed. Howling wind woke me through the night, there was an eerie howling at the corner.On my way to work now, still chilly. Don’t think I’ll get any gardening done today as it is still forecast to be windy. And I don’t have enough food with me either.My secret stash of wrapping paper was discovered so I have to go buy some. It is theirs but I thought they’d forgotten about it. I may make a value decision and buy some precut stuff- wrapping gifts is not my forte.5
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