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Debt and Caring
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Ha I was in the north east of Scotland- just took for granted that clothes would take hours to dry even in August. It's like magic here.2
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Sorry you guys have Covid. Take it easy, if you can...If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720252 -
Friend sent pictures of my garden back in Scotland. Eek.
Very overgrown. If I had any money I would send someone round to cut it down but as it stands... It's now a wildlife garden 🤣🤣🤣
Sitting out in the back garden now enjoying a wafting breeze. I have a cup of rooibos tea even though it's still quite hot. Watching the roses sway when the breeze catches them.
Peaceful4 -
Just finished a cup of the same. I drink tea no matter whatWelshmansDaughter said:Friend sent pictures of my garden back in Scotland. Eek.
Very overgrown. If I had any money I would send someone round to cut it down but as it stands... It's now a wildlife garden 🤣🤣🤣
Sitting out in the back garden now enjoying a wafting breeze. I have a cup of rooibos tea even though it's still quite hot. Watching the roses sway when the breeze catches them.
Peaceful
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720251 -
Glad you are giving yourself moments of joy in the midst of chaosAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.6K updated 6/7/252 -
her highness smelling the flowers
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From last week's trip. View across to the Sugarloaf from where I was picking wimberries.
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Gorgeous photos. Hope you are all recovering well.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.6K updated 6/7/252 -
Weather has cooled down a bit today so more tea/hot drinks were had. Sore throat on waking and going to sleep pretty much it for me. Guessing at what symptoms Dad has. Pretty sure he has sore throat and definitely has a cough although that might be due to infection.
Pretty low spends these days. Strangely don't feel like ordering in or getting coffee. Just rented Love Between the Covers on YouTube, I am a huge romance novel fan. Last documentary I rented was Ex Libris which I didn't finish, it was a bit pretentious for me.
€3.99 each. I quite like renting movies it reminds me of the good old days when we used to go to the video store at the weekend.4 -
Hope you recover quickly. Not what you or anyone in your family needs right now. Hope the video is good fun.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.6K updated 6/7/252
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