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HI Emma,Happy new year to you. I'm on a diet too - quite like the 5:2.Spain is a great place to visit but the food is a bit too rich for my liking. Glad to hear you are still pushing through with the debt.Hope your feeling better soon x2025 financial goals & challenges!
1). Mortgage (started Jan 2024) £107,542.12 / £122,400.00 Overpayment total: £904.60 (Inc Sprive yr 1 o/p £19.16 & £55.34 reg monthly overpayment) Equity 27%
2). #7 Save 1p a day challenge 2025 £150/£780
3). £2109.85/£3000 in Investment ISA (34/50 investments)
4). Increase cash savings & saving pots
5). Keep debt to a minimum.
Favourite quote: 'Life is like a box of chocolates, you never know what you're gunna get!' Forrest Gump2 -
Good work with the weight loss Emma. You seem to be the kind of person who achieves something once you put your mind to it. I’m 14st and 6 foot 1 so have a bit of work to do myself but I can’t quite motivate myself to cut out the junk from my diet at the moment, or do all the steps that I should.Long May your positivity continue27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 53
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That sounds like a really tough time Emma.
If your sister wants to be cross that’s up to her. You keep living by your own values. Kindness makes the World a better place.27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 55 -
The problem is not YOU Emma. How your Mum and sister choose to act and react is their one choice. They sound incredibly childish and self centred, or maybe they’re just bullies.
There’s no harm in having a day off of your health kick to binge eat and rest a bit.27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 52 -
I’d take a break tbh from them, they both sound toxic ! Regardless of any history with your BIL you helped someone when they needed it.Sealed pot challenge 822
Jan - £176.66 :j4 -
@[Deleted User] you do know it's REALLY not you, I hope? You are doing brilliantly. Keep posting love Humdinger xx2
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It WILL all get better Emma. It’s a depressing time of year. Let your sister carry on acting like a child if she wants to.27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 52
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ohh Emma, that's a shock to hear about your friend. I'm sending you a wee invisible hug 'cos i can't think of anything helpful to suggest#33 in 2025's 365x1p challenge - assigning amounts randomly on a daily basis
#23 in make2025in2025
January's total :£34.93 (1.72%. Le sigh....)
February's total : £57.12 (2.82%)
March's total = £123.81 (6.11%)
April's total = £193.74 (9.56%)
May's total =£276.40 (13.6%)
June's total = £277.93 (13.7%)
July's total = £286.45 (14.14%)
2024 = 365x1p challenge #10 final tally £668.10
i apologise now, i can't type.
Or, my keyboard skills cant keep up with my brain.1 -
Oh Emma, I'm so sorry - you're having such an awful time lately.
I really do think you should distance yourself from your family - they are toxic and in my opinion, they're behavior is nothing short of coercive control.
Sometimes, the best relationship to have with family is no relationship. You are much happier when you are not in contact with them and your mental health is better. You are a lovely person, and you need to look after YOU. Your family should only have your best interests at heart and should be your biggest cheerleader - from what you have written, all they want to do is belittle and upset you. That is not a family - that is abuse.
Take care Emma - I'm crossing my fingers that you have a much happier February x4 -
I agree sometimes it’s better to go no contact. I’ve had the “I love you but I don’t like you” thrown at me and other lovely comments. It’s better to cut them off than to allow them to live rent free in your head.Sorry to hear also about your friend, sending you lots of love xxFeb 2024:
CC1 6537.66
CC2 7804.45
CC3 4221.17
CC4 2053.68
CC5 989.30
Loan 1 3686.44
Loan 2 5275.22
Total £30,567.923
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