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Real life adulting by a near 44 year old single female!

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Comments

  • killerpeaty
    killerpeaty Posts: 2,670 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Any news?!
  • salduck
    salduck Posts: 1,073 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Soooooo........ We complete on Friday! Moving van booked for monday all monies with solicitor ready!!! 
    Very excited and cant wait! Next week is gonna be mad with moving and cleaning etc but im over the moon!!! 

    Thanks for all the well wishes and so the mortgage journey begins with paying off what i can and when i can! 
  • killerpeaty
    killerpeaty Posts: 2,670 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    So excited for you! Best of luck!
  • savingholmes
    savingholmes Posts: 29,200 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Woohoo. Hope things go smoothly.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
    2) £2.1K Net savings after CCs 14/5/26 (but owed £1.3K) so £3.4K
    3) Mortgage neutral by 06/30 (AVC £42.2K + Lump Sums DB £4.6K + (25% of SIPP 1.4K) = 48.2K of £127.5K target 37.8% 24/5/26 (If took bigger lump sum = 70.1K or 55%)
    4) FI Age 60 income target min £17.1/30K 57% (may need more) If bigger lump sum £15.8/30K 52.67%
    5) SIPP £5.6K updated 16/5/26
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