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Semi Retirement and Beyond.
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Oooohhhhhh VR could be ideal for you if it adds up. Fingers crossed for you 🤞🤞January spends - £587.581
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VR could be fab if the figures add up.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
That would be very tempting if you were offered a decent deal 🙂I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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That could really work for you couldn't it - here's hoping that you can make the sums work!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1 -
Just on my way home from my happy place . I would love to live around here ( Lake District) I never tire of the views . Came on the train for a change railcard getting used £10.50 return cheaper than the petrol . The sun has shone all day .This is the thing I love about semi retirement the chance to travel in the week .My friend was looking well today which is lovely to see .Life is an adventure, never stop exploring.2
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Glad you had a nice day out. VR sounds like it has potential as well."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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mmmmmm……is the train station near the lake. I can’t ever remember seeing it. £10.50 is a great deal on the train. I might have to investigate 👍January spends - £587.581
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The train station is next to Booths and Lakeland.milann said:mmmmmm……is the train station near the lake. I can’t ever remember seeing it. £10.50 is a great deal on the train. I might have to investigate 👍Life is an adventure, never stop exploring.1 -
The LD sounds like your spiritual home. I feel that way about Scotland.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720251 -
Another one here with a "spiritual home" different to my actual one - I can completely identify with that thing of spending time in a place that just feels completely right for you!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2
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