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Semi Retirement and Beyond.
Comments
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So pleased to hear that things are sorted for you SG2.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1 -
Glad things are sorted for you"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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What a relief for you, fantastic news!I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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Great. Sleep well
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720251 -
Pleased things are sorted. Sleep well 👍January spends - £587.581
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Nearly 3 weeks since I last posted . My friend who broke her knees very badly finally got her op 3 weeks after the incident , the knee had started to mend itself so it took longer. Many months of recovery now ahead. My other friend has been diagnosed with breast cancer , so not a good time for them both.The children are finally back at school , they have settled in well . I am still very much involved in child care , drop offs, swimming lessons etc, but by new year it should slacken off a bit.My mum had her other cataracts done and it seems a success .
I have had 4 chiropractor appts and had acupuncture on Thursday, he has said I am good to go now. Need to claim the money back now .Work is really very busy for me and I do find it hard sometimes fitting it all in to two days , not helped by doing training with new staff .I have been regularly taking more supplements this past few weeks and definitely feel better for it.Had my hair cut much shorter for me this week and I really like it.Finally got rid of the Sahara dust today and had the car cleaned inside as well.Work, childminding and a train journey to the lakes this week.Money is looking a little on the bleak side but payday in 8 days so all should be good.Life is an adventure, never stop exploring.3 -
Sorry to hear about your friends’ health issues. I hope they both make a good recovery 🤞
Good to hear from you ☺️I get knocked down but I get up again (Chumbawamba, Tubthumping)1 -
Pleased the supplements are working for you.Hopefully your friends will both be on the mend soon.
Are the gks enjoying being back at school?January spends - £587.581 -
Sorry to read about your friends.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Had the best sleep last night for about a week much needed. Work has been insane again for my two days , no idea why . Been to the park with DGS again today , he loves it and we get outside. The weather is being kind today plenty of sunshine.I am now waiting for payday, pension day and monthly interest but not until Monday . August was a very expensive month and late September will be spendy. Hoping for a quieter October as away in November and December .There are rumours of VR being offered at work , I would look at my figures to see what I would get.Life is an adventure, never stop exploring.2
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