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Semi Retirement and Beyond.
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Not been on for a while , things within the family are very stressful at the moment , I am mega busy.Managed to get away for my craft week in the Lake District , which was much needed . Back to work today but not really focused on it.Money wise, won £50 on PBS , cashed out £25 on a survey site and got money back for my eye test .My rent is rising £50 a month , I need to do a new budget for April but it's the least of my worries at the moment.I have become unfit again so I need to prioritise that , as need to be healthy for all the people that need me right now.Snow forecast here today but fingers crossed it doesn't arrive.Life is an adventure, never stop exploring.1
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Have also received my £200 account switching money today.Life is an adventure, never stop exploring.2
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That’s work done for today . Off to take DGS to football practice. Then home to sort my money out .Life is an adventure, never stop exploring.1
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Hopefully you won’t be standing outside watching football 🥶 brrrrrr could be a tad chilly. Glad you got to go on your craft course.Sorry to hear things are so stressful atmJanuary spends - £587.580
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Sorry to hear that things are stressful
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Aargh that sounds like a tough time SG2 - hope things get sorted out and less stressful for you soon.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Sorry to hear things are stressful family wise at the moment. They are lucky to have you. Sending positive vibes 🙏I get knocked down but I get up again (Chumbawamba, Tubthumping)0
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Well done on the BA switch money
You'll get your fitness back.
I hope things become less stressfulIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 3501000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
My mum finally got a blue badge this week which makes things slightly easier when taking her out in the car. I am running between three houses at the minute , not easy but has to be done.Went with DD and DGS2 to a playgroup yesterday, which was really nice.I had blood tests last week and everything came back normal apart from cholesterol it was just over the top limit. I have never had it before so am going to see what I can do to get it down.Have been so busy had no time to spend money , so everything ticking along .Life is an adventure, never stop exploring.0
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Running between 3 houses can't be easy.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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