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Barclays Mortgage Timeline 2022

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  • katrina2108
    katrina2108 Posts: 19 Forumite
    Second Anniversary 10 Posts
    I have seen similar comments were people gave bern waiting a little over 4 weeks and then out the blue decision made, so hopefully if not this week next week at the latest before/ in-between jubilee celebrations 
  • sty345
    sty345 Posts: 7 Forumite
    Fourth Anniversary Combo Breaker First Post
    just got a call today from the broker...they have decided now that they want to investigate a 42 pound direct debit which has appeared on my credit file. I have looked through all my bank statements and can't find anything and I haven't taken anything out!
  • katrina2108
    katrina2108 Posts: 19 Forumite
    Second Anniversary 10 Posts
    Can't they just include it for now in calculation while you look into it, im sure a £42 ain't gonna be the difference between yes and no for affordability surely? 
  • katrina2108
    katrina2108 Posts: 19 Forumite
    Second Anniversary 10 Posts
    Have you checked your credit file? 
  • Hope1440
    Hope1440 Posts: 5 Forumite
    First Post
    Got an update! 

    Valuation now booked for the 06/06. Seems so far away! 

    Barclays still haven’t confirmed our affordability, I hate this waiting game! 

    Good luck to everyone 🤞🏾 
  • katrina2108
    katrina2108 Posts: 19 Forumite
    Second Anniversary 10 Posts
    I called barclays who advised I call the sellers estate agent to check when they doing it, I called and they had nothing booked so he said they would do it that day, might be worth a call maybe! 
  • katrina2108
    katrina2108 Posts: 19 Forumite
    Second Anniversary 10 Posts
    Update estate agent confirmed they would do valuation Thursday and submit same day and today my brookeŕ is updated barclays need payslips which we she sent 10/05/22, she said she has had to email a manger to avoid waiting a further 5 days! Has anyone had this? I just can't believe how long its taking 
  • Antics
    Antics Posts: 17 Forumite
    Third Anniversary 10 Posts Name Dropper
    Our progress. 

    - 6th May - AIP received.
    - 12th May - Mortgage submitted by Barclays Mortgage advisor.
    - Nothing since unfortunately despite a couple of chases.

    We are chain free and the property we are buying has no onward chain, so I really hope it doesn't delay things.  
  • Ksw3
    Ksw3 Posts: 396 Forumite
    Third Anniversary 100 Posts Name Dropper
    Our timeline:

    17 May - application made
    24 May - valuation done (no idea what it is annoyingly!). Barclays requested an additional form from our broker
    31 May - expected response from Barclays regarding the valuation.

    I'm really worried about a down valuation but hoping as we are around 71% LTV it might not be too bad. 
  • raygcon
    raygcon Posts: 30 Forumite
    Third Anniversary 10 Posts Name Dropper
    edited 29 May 2022 at 2:49PM
    Update timeline

    17 May : Application submitted by broker
    17 May : Hard searches and soft searches show on credit file
    24 May : Request more doc, signed declaration form.

    No news so far. It's been 2 weeks already, it seems Barclays is really slow right now. I even got £100 money guarantee from Trussle as they cannot give decision within 5 days.
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