Chase 1.5% Easy Access

RG2015

masonic said:

trickydicky14 said:

masonic said:

phoebe03cat said:

So what happens if the phone is lost or stolen or more likely damaged and out of action for a while? How can you access your account to move/withdraw  money?

You would need to register a replacement device. It would be advisable to have an alternative source of funds for the few days you might need to address any device issues.

Not wishing to sound stupid but, if I needed to replace my phone how exactly would I reregister?

Obviously, I would have to install the Chase app but what then, would you not have conflict having already being registered on your old phone? Sorry can’t get my head round it.

Can I say currently I am very happy with my Chase account, just a little worried if the ‘dodo’ hit the fan

The process is to enter your phone number and then receive a one-time code by SMS. If your registered device and mobile phone are one and the same and you'd lost/broken this, then you'd need a replacement SIM to have been received and activated in order to complete activation. There is no need to deactivate the old device - a new activation would simply take over.

So the problem is not the registration conflict but not being able to receive the SMS code if the phone is lost.

masonic

RG2015 said:

masonic said:

trickydicky14 said:

masonic said:

phoebe03cat said:

So what happens if the phone is lost or stolen or more likely damaged and out of action for a while? How can you access your account to move/withdraw  money?

You would need to register a replacement device. It would be advisable to have an alternative source of funds for the few days you might need to address any device issues.

Not wishing to sound stupid but, if I needed to replace my phone how exactly would I reregister?

Obviously, I would have to install the Chase app but what then, would you not have conflict having already being registered on your old phone? Sorry can’t get my head round it.

Can I say currently I am very happy with my Chase account, just a little worried if the ‘dodo’ hit the fan

The process is to enter your phone number and then receive a one-time code by SMS. If your registered device and mobile phone are one and the same and you'd lost/broken this, then you'd need a replacement SIM to have been received and activated in order to complete activation. There is no need to deactivate the old device - a new activation would simply take over.

So the problem is not the registration conflict but not being able to receive the SMS code if the phone is lost.

Yes, there are three possible scenarios:

1) You receive SMS on the same device registered with Chase, in which case you will need to a replacement device and SIM to access your account;

2) You use different devices for the app and SMS and

(a) you lose the phone, in which case you can continue using the app and a replacement SIM+phone can be obtained at your leisure

(b) you lose your registered device, in which case you just need another compatible device

Daliah

RG2015 said:

masonic said:

trickydicky14 said:

masonic said:

phoebe03cat said:

So what happens if the phone is lost or stolen or more likely damaged and out of action for a while? How can you access your account to move/withdraw  money?

You would need to register a replacement device. It would be advisable to have an alternative source of funds for the few days you might need to address any device issues.

Not wishing to sound stupid but, if I needed to replace my phone how exactly would I reregister?

Obviously, I would have to install the Chase app but what then, would you not have conflict having already being registered on your old phone? Sorry can’t get my head round it.

Can I say currently I am very happy with my Chase account, just a little worried if the ‘dodo’ hit the fan

The process is to enter your phone number and then receive a one-time code by SMS. If your registered device and mobile phone are one and the same and you'd lost/broken this, then you'd need a replacement SIM to have been received and activated in order to complete activation. There is no need to deactivate the old device - a new activation would simply take over.

So the problem is not the registration conflict but not being able to receive the SMS code if the phone is lost.

That‘s right. You‘d want to get a new device, using the same phone number as your lost device, asap, and for a number of other reasons, too

picky8298

Saving rate has lower rate than inflation and that is a fact, unless you take more risk with other investments  where u  get better return

k_man

Daliah said:

RG2015 said:

masonic said:

trickydicky14 said:

masonic said:

phoebe03cat said:

So what happens if the phone is lost or stolen or more likely damaged and out of action for a while? How can you access your account to move/withdraw  money?

You would need to register a replacement device. It would be advisable to have an alternative source of funds for the few days you might need to address any device issues.

Not wishing to sound stupid but, if I needed to replace my phone how exactly would I reregister?

Obviously, I would have to install the Chase app but what then, would you not have conflict having already being registered on your old phone? Sorry can’t get my head round it.

Can I say currently I am very happy with my Chase account, just a little worried if the ‘dodo’ hit the fan

The process is to enter your phone number and then receive a one-time code by SMS. If your registered device and mobile phone are one and the same and you'd lost/broken this, then you'd need a replacement SIM to have been received and activated in order to complete activation. There is no need to deactivate the old device - a new activation would simply take over.

So the problem is not the registration conflict but not being able to receive the SMS code if the phone is lost.

That‘s right. You‘d want to get a new device, using the same phone number as your lost device, asap, and for a number of other reasons, too

If you need to access your account before the replacement SIM is available (assuming you have a safe alternate mobile number and device) you can contact Chase, via the app:

skycatcher

If i was to pay my credit card bill with my chase card would i get cashback....i didn't see it as an exclusion in the list they have.

RG2015

skycatcher said:

If i was to pay my credit card bill with my chase card would i get cashback....i didn't see it as an exclusion in the list they have.

Debt repayments excluded.

skycatcher

RG2015 said:

skycatcher said:

If i was to pay my credit card bill with my chase card would i get cashback....i didn't see it as an exclusion in the list they have.

Debt repayments excluded.

Ah ok...i didn't realise that referred to paying off a credit card bill...my bad! Thanks.

RG2015

skycatcher said:

RG2015 said:

skycatcher said:

If i was to pay my credit card bill with my chase card would i get cashback....i didn't see it as an exclusion in the list they have.

Debt repayments excluded.

Ah ok...i didn't realise that referred to paying off a credit card bill...my bad! Thanks.

Yes, I pay my credit card in full every month and don't really think of it as a debt repayment.

400ixl

RG2015 said:

Yes, I pay my credit card in full every month and don't really think of it as a debt repayment.

The second you buy something on a credit card you are taking on debt as it is not your money you are spending. Just because they don't charge you interest for the first x days doesn't stop it being a debt to the card issuer.

Not sure what else you could consider it to be?