Chase 1.5% Easy Access

Bigwheels1111

I opened my account and it took 16 hours, they had just got 5000 new account requests.
Money from FD account took time and fraud check.
Savings account set up easy, payment set up easy and payments arrived in other account in 10 seconds.
I like how it set up card on Google pay, Amazon and Bymiles for car insurance.
Set up and confirmed via app was easy.
Will try with phone on next payment 

TBC15

Do you have to put the card in a machine before you can use contactless?

Bigwheels1111

TBC15 said:

Do you have to put the card in a machine before you can use contactless?

No.
I used Google pay 20 mins after setting the account up and adding it to Google pay.
Still waiting for the card.

TBC15

Bigwheels1111 said:

TBC15 said:

Do you have to put the card in a machine before you can use contactless?

No.
I used Google pay 20 mins after setting the account up and adding it to Google pay.
Still waiting for the card.

So you haven’t used contactless yet.

sebtomato

TBC15 said:

Bigwheels1111 said:

TBC15 said:

Do you have to put the card in a machine before you can use contactless?

No.
I used Google pay 20 mins after setting the account up and adding it to Google pay.
Still waiting for the card.

So you haven’t used contactless yet.

What do you mean by contactless? With a physical card or with a phone? Google Pay is contactless. Once you have your Chase account open, you have the virtual card in Google Pay right away, and can pay in shops with your phone.

sebtomato

Bigwheels1111 said:

I opened my account and it took 16 hours, they had just got 5000 new account requests.
Money from FD account took time and fraud check.
Savings account set up easy, payment set up easy and payments arrived in other account in 10 seconds.
I like how it set up card on Google pay, Amazon and Bymiles for car insurance.
Set up and confirmed via app was easy.
Will try with phone on next payment 

Strange. I open my account on Wednesday, took about 5 min for the ID to be checked. Transferred money from FD right away: took several screens to confirm, as account name couldn't be checked by FD. However, transaction went through right away.

I have transferred again since from FD to Chase, as since the payee is saved now, no additional screens to go through.

I have received the physical card today in a nice envelop. Card looks nice and is indeed numberless, but probably will never actually use, as I make all payments with my phone and never use cash (at least when in the UK).

400ixl

I believe the question is first use of the physical card they send you in the post. Usually you have to activate the card and then the first time you try to use it has to be by putting it in the machine and using the PIN.

Not tried mine yet as didn't open the account for that side, but that is the usual process.

Google Pay is an entirely different contactless initiation usually as you pre-authorise when you set it up.

sebtomato

400ixl said:

I believe the question is first use of the physical card they send you in the post. Usually you have to activate the card and then the first time you try to use it has to be by putting it in the machine and using the PIN.

Not tried mine yet as didn't open the account for that side, but that is the usual process.

Google Pay is an entirely different contactless initiation usually as you pre-authorise when you set it up.

The Chase website says you are free to use the card whenever you like once it's activated on the app, without further details.

I don't remember having to put my other cards from other banks in a machine before using contactless the first time.

RG2015

sebtomato said:

400ixl said:

I believe the question is first use of the physical card they send you in the post. Usually you have to activate the card and then the first time you try to use it has to be by putting it in the machine and using the PIN.

Not tried mine yet as didn't open the account for that side, but that is the usual process.

Google Pay is an entirely different contactless initiation usually as you pre-authorise when you set it up.

The Chase website says you are free to use the card whenever you like once it's activated on the app, without further details.

I don't remember having to put my other cards from other banks in a machine before using contactless the first time.

Every new card I have ever had (about 10) has always required one transaction with the PIN before contactless transactions were enabled.

This does though excludes use via the Google Pay contactless app. 

bubieyehyeh

TBC15 said:

Do you have to put the card in a machine before you can use contactless?

No, not for me, my first use of the phsyical card was contactless, at a tesco express self service terminal.