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Comments

  • themadvix
    themadvix Posts: 9,309 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    😂😂 thanks Cheery!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • savingholmes
    savingholmes Posts: 29,130 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sunflowers are lovely. 

    It took me a couple of weeks post negative test to get past fatigue - but the last couple of days I've had a lot more energy. 

    Good luck for a negative test @Cheery_Daff Daff

    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.3K Equity 36.55%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
    (If took bigger lump sum = 62K or 48.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.1K updated 14/11/25
  • Cheery_Daff
    Cheery_Daff Posts: 17,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That's good to hear SH 😊

    Still positive here, although not as demonstratively as my first test, which immediately came up with a thick dark purple line 😂 this one is a more reasonable pink colour so I'm hoping that means it's getting less bad 😂
  • themadvix
    themadvix Posts: 9,309 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    That’s really good to hear SH, hope it’ll be the same for me. Unbelievably frustrated at the moment!

    Cheery, that’s a good sign- hope it improves again tomorrow.
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • savingholmes
    savingholmes Posts: 29,130 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I get the frustration. I have gone from doing office work and pretty much nothing else to decorating!!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.3K Equity 36.55%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
    (If took bigger lump sum = 62K or 48.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.1K updated 14/11/25
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