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So close, we can smell mortgage freedom!
Comments
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Ooh, that's good news on the neg test - recuperation is on the go properly
2023: the year I get to buy a car5 -
Ooh, excellent news! I'm going to test in the morning - also still taking it easy though. Although I suspect I'll be less of a leper now Mr Cheery has got this evening out of the way!themadvix said:Thanks NG!
Just tested negative 😁 Still be taking it easy for a while, but might be less of a leper now.5 -
Congratulations on your negative test, promise that you will continue to get plenty of rest.
Your sunflowers are beautiful 🌻🌻Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family5 -
I promise BB! If the in laws will have me, I’m going to sit on their sofa today for a change while Mr MV does some more car/loft stuff. I know I can take myself off for a nap there and will be fed. Will take knitting and a book but imagine I’ll hear a lot about the in laws holiday!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway7 -
Oooh, what an adventure! Enjoy!5
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😂😂 thanks Cheery!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway4 -
Sunflowers are lovely.
It took me a couple of weeks post negative test to get past fatigue - but the last couple of days I've had a lot more energy.
Good luck for a negative test @Cheery_Daff Daff
Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
(If took bigger lump sum = 62.7K or 49.2%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/264 -
That's good to hear SH 😊
Still positive here, although not as demonstratively as my first test, which immediately came up with a thick dark purple line 😂 this one is a more reasonable pink colour so I'm hoping that means it's getting less bad 😂4 -
That’s really good to hear SH, hope it’ll be the same for me. Unbelievably frustrated at the moment!
Cheery, that’s a good sign- hope it improves again tomorrow.Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway4 -
I get the frustration. I have gone from doing office work and pretty much nothing else to decorating!!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
(If took bigger lump sum = 62.7K or 49.2%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/264
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