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So close, we can smell mortgage freedom!
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Morning all,
Thanks SH. Brain is definitely better this morning, but definitely still needing to concentrate harder on work - my main client has sent me something, which fortunately is the easier sort of work I do for him, but it still requires brainpower. I have spoken to my Cambridge boss/friend and she was entirely understanding, so I've just got to send that work (what I'd done) back to her.
Mr MV came down with something (not Covid) last night, so we ended up getting takeaway - there was something in the freezer, but I didn't quite have the energy to sort it out (and didn't want to push my luck) - in the end both of us struggled to get it on our plates, so probably the right decision. Mr MV was meant to be out today, but is now WFB! I also did a supermarket order which arrived this morning, with some easy meals in it - as I mentioned on Cheery's diary, just bringing it in and putting the fridge/freezer stuff away has taken it out of me, so am resting downstairs and using new lappy until I have the energy to go back upstairs to old lappy to continue work. Pathetic!
MS things:
* Another small work job done
* A whole batch of PA surveys just completed
* HW - various clicks and wins this morning
* VB poll done
* Cat sitting clients contacted and key collection arranged for Friday - both are ones I would normally walk to, but we'll see how I am by Friday - maybe I'll manage one of them.
Gratitudes:
* Cambridge boss/friend very supportive (as she would be, given she has long Covid) - a weight off my mind though (when I get back upstairs I need to send that stuff back)
* Mr MV was here to help bring shopping from back door to kitchen
* Slept fairly well and brain is clearer/headache is minimal (woke up several times and struggled to get back to sleep, but think that's because I'm not actually expending any energy during the day! If I feel up to it (and Mum comes up) I would like to walk to allotment today to get some exercise - the walking, not the gardening.)
Have a good day all! (Going to investigate the shopping to find the biscuits now)Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway7 -
Quick update:
* Brain still cooperating (with several breaks) and work has progressed better than expected
* Loads of PA surveys done - £33 + £16 pending now - on for my best ever month??
* MM survey done
* Arranged for faulty computer to be collected and returned on Thursday
* Finished putting shopping away (with S&S scanning) and picked up papers that cats had scattered on living room floor (just put them in a pile, but it looks better!)
* Mum is coming round shortly to walk with me to the allotment - must remember to take something to put harvests in!
* Arranged for something to be posted - had been going to collect to save postage, but it's a fair distance (would have combined with visit to in-laws). Turns out, postage isn't being charged (I had been told otherwise), so that's a win!
* Have booked table for restaurant for lunch with ex-Brownie friends tomorrow - and have warned them that my energy levels are very low (as one of friends hasn't had her vaccinations yet, it will be interesting to see what she thinks of the state of me tomorrow - don't go there, I've had it out with her on more than one occasion and we just don't discuss anymore).
Remarkably, that's everything off of my list done. Will have ravioli for tea, delivered by supermarket... not sure about sauce... sage butter maybe - think that will go and doesn't really involve any effort.Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway3 -
Well done for making it through. Not easy when you're fatigued. You seemed to still accomplish loads.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
Afternoon all,
Not sure if I overdid it yesterday or washing my hair this morning has done me in, but I am very sleepy this morning (and yet can't get to sleep for a nap). SH, most of the jobs on my list yesterday did not involve movement, which helped... but I think going to the allotment was probably not a sensible move - I find it so hard to not get carried away there (by which I mean I pulled some weeds up (not hard in a no-dig bed) and picked some stuff). Felt so guilty that mum was carrying the water around - she got two sunflowers and a courgette to enjoy though. Also picked more peas, a handful of strawberries and another 3 large courgettes! And in even better news, the tiny wisp of plant, that I didn't want to hope might have been a surviving asparagus, has grown and is definitely a baby asparagus! It's fighting with a sweetcorn at the moment, so I may have to move that when I'm feeling a bit better to give the sparrow grass the best chance.
Managed to stay awake for the football last night - so exciting (although I do not have the energy to get excited). And we had ravioli for dinner from the supermarket delivery. I'm sure you're probably meant to serve it with something, but on its own a pack was definitely not enough between us. Finished up with the last of the microwave jam sponge Mr MV made a couple of nights ago with some ice cream - with it being raspberry jam it tasted just like Arctic roll!
A friend has offered the details of a roofer that has done several bits of work for them (and their church), so will have to contact him in due course. Sister, who works with roofers, has also asked them for an idea of price.
MS things:
* Lunch out today will be £10 - it's a set price lunch and I don't need anything other than tap water with it (it's the tapas restaurant, so I don't feel guilty about just having tap water as I frequently spend money on sangria in there!) and friend is picking me up, so no petrol (or sleepy driving)
* 50p won outright on HW
* Some work done for a US client (and a little bit of progress for European client)
* Courgettes
Gratitudes:
* A hug from mum yesterday - it seems like ages since I've seen her
* Kitty cuddles
* Baby asparagus!
Have a good afternoon allMortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway5 -
Lots of positives there 😊 enjoy your lunchFashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family3 -
Sounds a positive few days. Allotment sounds really productive - not surprised you were sucked in to continuing.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
Morning all,
Thanks ladies. Progress here, albeit I now sound like I have a 50-a-day habit. I didn't have much of a cough originally, but now I'm moving a bit more I can't stop coughing. Yesterday I did various houseworky jobs (pegged some washing out, put dishwasher on), did some work and walked to allotment and still had the energy to cook dinner (reheat some fresh pasta) and make rhubarb crumble. And I'm not totally wiped out today, so feel like I've turned a corner. I did still have a 1.5 hr nap in the middle of the day and am still having to pace myself, but at least I'm managing to do *some* things now.
Have just arranged for a roofer to come and look at the roof on Monday. I hate calling tradesmen, but he seemed very nice (as I'd expect given who recommended him) and seemed hopeful it would be less than the £7k figure we'd been ballparked previously (with the caveat that he's not seen it yet). Still need Mr MV to chase E0n about what they think.
Have cancelled looking after niece on Monday - I'm feeling better, but not that much better - she's quite a live wire! I'll have her later in the hols instead.
Think dinner tonight will involve courgette in some form.... (and I think you may be hearing this for a while!)
MS things:
* Clicks done - nothing on the HW this morning though
* NV survey done
* Tiny PA survey
* Collected cat sitting key this morning (and another one to collect this evening)
* Ebay sale of an item that's been on there for over a year! Hurrah - and gets it out of the house too
* Will take advantage of 80% off FVFs to list a couple of items from in-laws loft this weekend - one of which should sell very well as it's quite rare (this money funds the renovation of the other mini, so it helps!)
* My replacement gearbox has arrived- Mr MV is planning on doing that this weekend (and the first one disappeared in the post, so there should be a small refund coming for this)
Gratitudes:
* Mr MV bought me some lovely chocolate yesterday(and he doesn't ration it!)
* I made it to the allotment and back on my own! (But the blackberries that I went for aren't ready yet)
* Feeling better slowly - I can begin to hope I'll be able to enjoy some of the rest of the summer!
Have a good day all!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway5 -
Hope the new quote comes in more reasonable.
It was famous last words on the energy increase at the end of week 3 after covid - as I overdid it last weekend and struggled all week since. Hope you recover quicklyAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/254 -
Sorry to hear that SH. Am hoping I’ve not overdone it today - first day I’ve really felt much better and got lots done, albeit with a lie down in the middle of the day. Hope you’re feeling better again soon.Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway4 -
Glad you're feeling better. I think I've probably overdone it 🙄 worked for a few days, then a couple of days just pottering around feeling better, and now I'm wiped 🙄 although I have made it all the way to Wales and stayed up til nearly midnight talking so... 🙄
Get you with your unrationed chocolate! 😂😂 I'm most jealous 😂😂4
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