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So close, we can smell mortgage freedom!

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  • themadvix
    themadvix Posts: 8,786 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    edited 26 July 2022 at 4:14PM
    Quick update:
    * Brain still cooperating (with several breaks) and work has progressed better than expected
    * Loads of PA surveys done - £33 + £16 pending now - on for my best ever month??
    * MM survey done
    * Arranged for faulty computer to be collected and returned on Thursday
    * Finished putting shopping away (with S&S scanning) and picked up papers that cats had scattered on living room floor (just put them in a pile, but it looks better!)
    * Mum is coming round shortly to walk with me to the allotment - must remember to take something to put harvests in!
    * Arranged for something to be posted - had been going to collect to save postage, but it's a fair distance (would have combined with visit to  in-laws). Turns out, postage isn't being charged (I had been told otherwise), so that's a win!
    * Have booked table for restaurant for lunch with ex-Brownie friends tomorrow - and have warned them that my energy levels are very low (as one of friends hasn't had her vaccinations yet, it will be interesting to see what she thinks of the state of me tomorrow - don't go there, I've had it out with her on more than one occasion and we just don't discuss anymore).

    Remarkably, that's everything off of my list done. Will have ravioli for tea, delivered by supermarket... not sure about sauce... sage butter maybe - think that will go and doesn't really involve any effort.
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • savingholmes
    savingholmes Posts: 28,974 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done for making it through. Not easy when you're fatigued. You seemed to still accomplish loads.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Baileys_Babe
    Baileys_Babe Posts: 6,267 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Lots of positives there 😊 enjoy your lunch
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • savingholmes
    savingholmes Posts: 28,974 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds a positive few days. Allotment sounds really productive - not surprised you were sucked in to continuing.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • savingholmes
    savingholmes Posts: 28,974 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope the new quote comes in more reasonable.

    It was famous last words on the energy increase at the end of week 3 after covid - as I overdid it last weekend and struggled all week since. Hope you recover quickly
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • themadvix
    themadvix Posts: 8,786 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Sorry to hear that SH. Am hoping I’ve not overdone it today - first day I’ve really felt much better and got lots done, albeit with a lie down in the middle of the day. Hope you’re feeling better again soon.
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Cheery_Daff
    Cheery_Daff Posts: 17,223 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you're feeling better. I think I've probably overdone it 🙄 worked for a few days, then a couple of days just pottering around feeling better, and now I'm wiped 🙄 although I have made it all the way to Wales and stayed up til nearly midnight talking so... 🙄

    Get you with your unrationed chocolate! 😂😂 I'm most jealous 😂😂 
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