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So close, we can smell mortgage freedom!
Comments
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Well there's nothing not to like about a giant loaf of bread, is there now! I do have visions of it coming out the exact shape of the oven though, complete with embedded shelf!
Glad you had a lovely christmas but also that you have plans in hand to make it a bit less hectic next year - having managed to shrug off some of the running about all over the place aspects of Christmas, I can heartily recommend it!
I shall be keeping a close eye for your new diary!
🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her4 -
Haha EH - I checked on it after 10 mins and decided to move the shelf down so that it didn’t encompass the element! It’s quite enormous and has gone back in for another 10 mins as I wasn’t sure it was entirely cooked through. Has stuck slightly to the pan, but think that must be where I missed the flour/oil. Should taste good as it has Mr MV’s spent grain from yesterday’s brewing session in it.Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway6 -
oooo - New Year - New Diary - New Focus - I'm intrigued!!!4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)Original Date - Sept 2041 New projection - Dec 2039 (reduced by 21 months)2
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It's not that exciting RT, just a bit of focus *is* needed! New diary is here: https://forums.moneysavingexpert.com/discussion/6577940/living-the-good-life-mortgage-free-and-living-in-line-with-our-values
Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway5
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