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So close, we can smell mortgage freedom!
Comments
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Glad overall things are going well.
Hope your mum recovers quicklyAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/253 -
Thanks Karma. She OK - was pretty miserable yesterday but today is just overtaken by apathy, as you'd expect. I keep reminding her she is ill and that her to-do list can wait!
Work focus has finally come to me and I've made good progress at a time when I'm normally unable to focus. Would love to get to the allotment this afternoon but must finish this first. And there's the tennis too...
Have also been looking at a local campsite - it's close enough we could feed the cats mid-afternoon and a late breakfast the next day and not have to ask anyone to see to them, while being somewhere quiet and pretty. Not something for immediate concern, but I'd love to get the tent out this summer... (also looking at automatic cat feeders on ebay, but last time we had one greedy ginger cat pushed it under the sofa so it couldn't spin and they didn't get any food (fortunately we were only out for the evening, not gone for the night!).
What was it I said about focus?!
ETA Mum's just scored 62 against me on Word Feud, so she can't be that ill!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway4 -
You are a busy bunny, I feel like automatic car feeders are a better idea in fantasy than reality4
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I think they work well for most cats - several of my clients use them to great effect, but my cats, I’ve decided, are not most cats. When you have to have hooks on the inside and outside of the kitchen door to keep the cats out, there is something not normal about them! 😂Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway5 -
Good luck with the cat feeding solution. I know you feed cats for a living - but a deep bowl full of dry food or more than one can work wonders if you don't want the auto feeders. I didn't like using them with wet food anyway. We also have one of the bottle dispenser type water things - and often have a spare bowl of water out just in case something goes wrong.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/253 -
savingholmes said:Good luck with the cat feeding solution. I know you feed cats for a living - but a deep bowl full of dry food or more than one can work wonders if you don't want the auto feeders. I didn't like using them with wet food anyway. We also have one of the bottle dispenser type water things - and often have a spare bowl of water out just in case something goes wrong.
Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway3 -
Morning all,
Eventful evening last night between Norrie and the government! Hooray for Norrie getting to the semi-final though!
Did finally get my work done, but annoyingly had a query which hasn't been answered yet, so that's going to hang around today until my client is awake. A decent chunk of work has arrived from main US client overnight, so I'll crack on with that this morning. I also need to pop to collect some cardboard book envelopes from a Freegler as they will work well for several books I've got on Ebay.
Collected my Olio stuff this morning. My last morning collection as our store is switching to evening collections. This means there'll be less waste as we'll be able to share use by stuff, but it also means late evenings, which I'm not thrilled about. It'll be a case of seeing how it goes. This morning's collection did include some fruit and veg, so I've bagged 2 lots of tenderstem broccoli as part of my allocation (as well as a couple of pastries). Think we're going to have gnocchi tonight, so will do a creamy cheesy sauce and add the broccoli. (Mr MV is back on lacto-free milk, so I'll be giving that a go. Cheese should be OK as it's fermented, which changes the lactose somehow (so I've read). Tbh, if he is intolerant, he's not very intolerant IYSWIM, so some dairy is fine. It's still an experiment at this point though. He's also still not very bothered about food since he had Covid (and still struggles with finding words sometimes - something else I know others have had problems with since Covid), which means he's not eating breakfast and so our milk order has been substantially cut.)
MS things:
* Clicks done - 35p on HW, over halfway to next payout. VB at payout so should be processed next week?
* 1P surveys done - will reach payout this month (at £21)
* Have started tax return - but need some paperwork about jury service out of the loft - will get Mr MV up there this evening
Gratitudes:
* Breakfast in the garden this morning
* Work - a constant but manageable stream is wonderful
* Norrie is in the semi finals (why did I arrange to see friends on Friday night?!)
Have a good day y'all!
Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway6 -
Have a good day! Bottling is easy - the way I do it.
Make a light syrup, (1:1 kilo to litre 0r just under with sugar) pack as much of the (raw) fruit into the jar as you can, then fill with the syrup. Put on top but not the screw band/don't screw tight. Stand the jars on a deep oven tray (in case they boil out). Put in the oven and warm it to 140 from cold. When you can see the syrup bubbling, stop. The fruit will have gently stewed in the syrup. Then wipe the outside of the jars, top up with syrup and screw down lids. Turn them upside down and pack together with a towel over (ideally overnight!) until cold. Then check if the pimples are in and tighten the bands. They will keep for a couple of years and turning them upside down stops any fruit sitting above the syrup and not being preseved.Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here5 -
Wow, I've never seen that described before! Thanks SL. Though, can you just clarify what this bit means, in the first line of your main paragraph: "(1:1 kilo to litre 0r just under with sugar) ". A kilo of fruit to a litre of ... no, I can't tell, sorry. Brain isn't working too well this morning2023: the year I get to buy a car4
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Thanks SL - will reread that later - it sounds good! - but Karma took the words out of my mouth, sorry I’m if being a bit slow.Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway5
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