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So close, we can smell mortgage freedom!

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  • savingholmes
    savingholmes Posts: 28,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad overall things are going well. 

    Hope your mum recovers quickly
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • themadvix
    themadvix Posts: 8,789 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    edited 5 July 2022 at 2:59PM
    Thanks Karma. She OK - was pretty miserable yesterday but today is just overtaken by apathy, as you'd expect. I keep reminding her she is ill and that her to-do list can wait!

    Work focus has finally come to me and I've made good progress at a time when I'm normally unable to focus. Would love to get to the allotment this afternoon but must finish this first. And there's the tennis too...

    Have also been looking at a local campsite - it's close enough we could feed the cats mid-afternoon and a late breakfast the next day and not have to ask anyone to see to them, while being somewhere quiet and pretty. Not something for immediate concern, but I'd love to get the tent out this summer... (also looking at automatic cat feeders on ebay, but last time we had one greedy ginger cat pushed it under the sofa so it couldn't spin and they didn't get any food (fortunately we were only out for the evening, not gone for the night!).

    What was it I said about focus?!

    ETA Mum's just scored 62 against me on Word Feud, so she can't be that ill!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • killerpeaty
    killerpeaty Posts: 2,658 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    You are a busy bunny, I feel like automatic car feeders are a better idea in fantasy than reality
  • savingholmes
    savingholmes Posts: 28,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good luck with the cat feeding solution. I know you feed cats for a living - but a deep bowl full of dry food or more than one can work wonders if you don't want the auto feeders. I didn't like using them with wet food anyway. We also have one of the bottle dispenser type water things - and often have a spare bowl of water out just in case something goes wrong.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • themadvix
    themadvix Posts: 8,789 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Good luck with the cat feeding solution. I know you feed cats for a living - but a deep bowl full of dry food or more than one can work wonders if you don't want the auto feeders. I didn't like using them with wet food anyway. We also have one of the bottle dispenser type water things - and often have a spare bowl of water out just in case something goes wrong.
    Thanks SH. We’d only use them for dry- for one night/morning they could cope with just that anyway. But a deep bowl full freely accessible would not work - ginger cat has no off switch when it comes to food. When they were little we used to store their dry food in a cupboard at waist height. We came back one day to discover that B&W cat had mastered how to get into cupboard (jump and grab handle with front paws, push against wall with back paws) and the two had promptly climbed in and helped themselves to about 500g of kibble. We didn’t realise this to start with - just that they’d opened the door - and proceeded to get their dinner ready (wondering why they were complaining louder). Funnily enough, B&W cat took one look and wandered off, but ginger cat tucked in. We rapidly realised that they’d eaten the dry food while we were out and picked ginger cat up to remove him from the food he was tucking into - he’d eaten so much you could feel the lumpy biscuits in his belly!! The cupboard door was always locked after that (never learnt how to turn a key 😂). Free-flowing food just doesn’t happen in this house as a result - it just gets demolished as soon as it’s put out. (We use maze toys to slow him down as he’d choke otherwise and the sound his teeth on the bowl is horrendous!). We do always have two bowls of water out - they will splash it everywhere and then run out otherwise. Good idea about the water bottle though - like one for a small animal? Wonder if they’d work that out?


    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Wow, I've never seen that described before!  Thanks SL.  Though, can you just clarify what this bit means, in the first line of your main paragraph: "(1:1 kilo to litre 0r just under with sugar) ".  A kilo of fruit to a litre of ... no, I can't tell, sorry.  Brain isn't working too well this morning :blush:
    2023: the year I get to buy a car
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