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So close, we can smell mortgage freedom!

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  • themadvix
    themadvix Posts: 8,791 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Quick update as I cool off in front of the fan...

    * Send Ebay item (half done - packed and label printed, just need to drop off
    * Sign and send back work agreement  - done already
    * Freezer inventory
    * Mum - return item and take potatoes
    * Sis - drop off present, item for niece and satsumas (from Olio)
    * Dad - potatoes and a couple of bits we've borrowed
    * Argoose - replacement gas for soda stream
    * List bits on Freegle (from cupboard clear out yesterday)
    * Water allotment
    * Tax paperwork out of loft (need assistance from Mr MV for this)
    * Strip, wash and freeze pink currants and blackcurrants
    * Dump run
    * Bunting
    * Trim front hedge - the hedge trimmer is the item to return to Mum - need to use it first!
    * Find rag bin
    * Charity shop

    Pink currants next and then load the car for all my 'out' jobs. Lunch first or between them though (depending on Mr MV's lunch availability!).
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • savingholmes
    savingholmes Posts: 28,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad your mum is feeling better. 

    Allotment sounds good. You've reminded me I need to go and pick some more redcurrants - I have them - and the odd raspberry. My plums and apples are still ripening.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • savingholmes
    savingholmes Posts: 28,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Avios points sound good.

    Glad you have plenty of work.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • themadvix
    themadvix Posts: 8,791 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Just popping in to say I've completed the bits for my main client (the second bit was easier than the first). Also done a PA survey, 1P surveys and a very small platform job (not done one of those in a while - would be good to hit payout next month - 50 euros needed, at 10 so far).

    Onto the Cambridge work now.

    Oh, and decided that we'll have quorn bolognese for dinner, to use up tomatoes and a third of a bag of quorn mince from freezer. Am going to attempt to do the whole thing in the IP (maybe!). Salad from the garden to accompany it. And watermelon (from R'ford) to finish as it needs using up!

    Anyone know what happens if PC say they want to send you a sample of something? Do you get a follow-up email about it? I was asked in a survey about this the other day, but the item in question has to be kept in the freezer, so I assume they'd check you were in before arranging delivery? Or is there no guarantee that you'll be selected for a trial even if they've said so in the survey? I have done one product test for them in the past but it was aaaaaages ago and I can't remember.
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • savingholmes
    savingholmes Posts: 28,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds like you've been really productive despite the heat
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • newgirly
    newgirly Posts: 9,350 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Hi Vix, I’ve finally caught up with your diary, it had been too long! So sorry to hear about your friends dh , that’s no age at all. 
    Interesting to read you are thinking of getting an ebike, getting rid of the extra car sounds wise if you can manage with a bike instead, I’m about to sell the beetle which will be sad but probably sensible 🙄 
    Juts clicked the link above to the courgette receipt and I think I shall give that a go 😬
    MFW 67 - Finally mortgage free! 💙😁
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