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So close, we can smell mortgage freedom!

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  • themadvix
    themadvix Posts: 8,789 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    edited 18 July 2022 at 9:29AM
    Thanks both. That's rubbish about PC Cheery - they did send me a warning email while I was in America - sent them a snotty response back when I got back, as after receiving a warning many years ago I have always diligently done their surveys. They said it had probably been sent in error!

    Bailey Babe, Mr MV still suffers from brain fog, so am very aware of that. If I end up with it a) we'll never be able to finish a sentence between us and b) I'd be seriously concerned about my ability to work (words are key to my job!). Sorry to hear you're still suffering from fatigue though - four months on is a long time. I'm sure you'll get there. It worries me though that there's no record of how this is affecting people - my friend with long Covid (who is slowly getting there but still a long way from the energetic soul she was) hasn't been referred to a neurologist because there's only one in the county - and she's got recognised long-Covid neurological symptoms - there must be thousands who have brain fog/word recall problems that are flying under the radar. I've just redownloaded the Zoe Covid app as I stopped reporting after lockdowns etc. but I'd like them to know about my symptoms.

    Forgot to mention (apparently main symptom at the moment is fat fingers - keep having to retype as letters in wrong order!) that I ordered my new laptop at the weekend. Build time is 3-5 days so hopefully will be here in time for Mr MV (tested negative, so escaping on a work trip!) to help me set up at the weekend. Need to look into insurance for it (gadget insurance covers liquid spills... worth investing in I think!), but the comparison sites don't seem to be able to cope with non-standard, bought-in-Curry's varieties... any recommendations welcome!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Fortune_Smiles
    Fortune_Smiles Posts: 5,125 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hope you feel better soon MV.  Look after yourself.

    Fortune x

  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hope you can get some proper sleep tonight.
    2023: the year I get to buy a car
  • savingholmes
    savingholmes Posts: 28,975 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you recover quickly,
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
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