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So close, we can smell mortgage freedom!

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  • savingholmes
    savingholmes Posts: 28,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It sounds like it will take a while for things to settle with the new working arrangements.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • try_harder
    try_harder Posts: 1,532 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    I think we got them March ,April time so my husband used his bike every day during the week ,he just put his raingear on and often came home completely soaked although he is extremely good tempered and never complains ,i on the other hand would not use mine in the rain or wind if i can help it . in our case with the fact that we are saving large amounts in fuel ,the bikes have paid for themselves in probably six months so thereafter owe us nothing ,not so in your case though so maybe best to just stick with the electric car as much as possible and your bike

    We have that exact problem when we collect pastries ,all thrown together in the same bag and some with what looks like bites but im never sure
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