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So close, we can smell mortgage freedom!

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Comments

  • savingholmes
    savingholmes Posts: 29,135 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds super busy. Glad you had an enjoyable weekend.

    Solar plans sound interesting. I'm north east facing so don't think my house is a good candidate... 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £169.8K Equity 37.1%
    2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
    3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
    (If took bigger lump sum = 62.7K or 49.2%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.2K updated 16/1/26
  • QueenJess
    QueenJess Posts: 4,682 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Ooh BBQ chocolate bananas… I will definitely be stealing that idea!!
    2026 decluttering: 96 🤑🥉 ⭐️
    2026 use up challenge: 34🥉 ⭐️
    2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 I 🥉25 🥈50 🥇100 💎150

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