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So close, we can smell mortgage freedom!
Comments
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Oh wow! I did not expect to see you on here - but actually, it makes sense on a long drive
You actually went to the Grand Ole Opry!!! That's really something.
Thanks for posting!2023: the year I get to buy a car7 -
Glad you are having an amazing timeAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/255 -
This just sounds AMAZING!
Enjoy tmv xxSave £20,000 in 2025. April 2k, May 3.5k6 -
Morning all/evening all,
We’re in Santa Monica now (New Orleans was great), and glamour of all glamour, I’m doing the mid-way laundry in the youth hostel laundry room! 😂 Mr MV has gone for a run along the beach. It’s lovely here!Finally managed to have a cheap day yesterday - we went to the California science centre to see the space shuttle Endeavour. $6 entry, less than $10 for us both on the metro and Starbucks credit for breakfast. Went into Hollywood on the metro, had a giant ice cream for lunch between us ($10), metro back to Santa Monica and walked to Venice for takeaway dinner ($20). So much cheaper!Today we’re off via Amtrak to Santa Barbara. (Youth hostel btw, not cheap but excellent and very cheap for location.)Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway10 -
Wonderful news! So glad you're able to post some doings on here
And my word, your country-spanning plan is paying off in spades, it just sounds glorious
2023: the year I get to buy a car7 -
Sounds incredible! Would love to be there with you! Think the science museum sounds really good fun.6
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Sounds fabulous. Can't get over how cheap your science centre visit was.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/256 -
The trip sound fantastic Vix, what an adventure! Enjoy 😊MFW 67 - Finally mortgage free! 💙😁5
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Sounds like you are having an amazing time!Mortgage balance as of 21.7.21 - £75,766. (7 yr mortgage on 2 yr fix of 1.32%)Mortgage balance as of 20.8.22 - £58,445.08o/p 2021/2022 = £6,313/£7,500o/p so far 2022/2023 = £5,997/£5,997 Goal 1 - to be under 60k by 20.7.22✔️Goal 2 - to op 10% of mortg by 31.12.22✔️Goal 3 - to pay off mortgage by 7.1.2023 (Subject to sale of btl property)✔️Goal 4 - to pay off cc by end of Jan 2023 - £260.64/£1500Goal 5 - to pay off car loan by 31.8.23 - £1722.39/£10,0006
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Afternoon all,
We continued to have a fabulous trip, albeit expensive (two meals costing over £100!! - and nothing life-changingly special, just decent meals in decent restaurants, not fine dining). Santa Barbara was beautiful - we'd like to go back there - we were only there for 12 hours. Bug Sur was also beautiful, but wasn't as uniquely amazing as was made out - the height of the cliffs you drive round is more impressive than the coast itself, IMO - but perhaps we've been spoilt by Scotland's coast and the Wild Atlantic Way in Ireland. Monterey was cool, Yosemite - incredible (30k steps that day!). Enjoyed cycling to wine tastings in Sonoma, which was beautiful and very relaxing. And in SF we enjoyed Alcatraz, cycling the Golden Gate bridge - on e-bikes (wonderful!) and riding the cable cars. Sadly our flight home in premium economy just wasn't a patch on Upper Class though! 😆
Back shortly with real life update....Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway6
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