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So close, we can smell mortgage freedom!
Comments
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So pleased you had all that extra work in just when needed.
Enjoy your holiday. Sounds like you have a fab deal.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/256 -
Maybe you'll see these late posts, even if you don't post. Have a wonderful, wonderful time, I'm so glad everything seems to be working out. A smooth journey, connections that meet up, and fantastic experiences to you both2023: the year I get to buy a car5
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Enjoy your holiday!!DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)4 -
Oh I’m still here… tests tomorrow morning and then we can relax. Thanks for all the good wishes - can’t believe that we’re actually going at last (🤞🤞🤞)!!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway7 -
Tests negative, checked in online, all packed, takeaway shortly to be ordered… see you in three weeks!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway7 -
MS things:
* received our £150 from the council
* used S&S vouchers to subsidise our dinner
* HW doneMortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway6 -
Yay! Have a brilliant time!!2025 decluttering: 4,011 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟
2025 use up challenge: 344🥉🥈🥇💎🏆
Big kitchen declutter challenge 113/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5005 -
Woo hoo! No news is good news in this case. Hope your brilliant time is already begun, great views from the plane, no turbulence, plans at the airport all going well.2023: the year I get to buy a car5
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Morning y’all! (Actually, for you, definitely afternoon!),
We’re roadtripping today from Nashville to New Orleans, so thought I’d pop on while Mr MV is driving.
We are having a fabulous time here - honkytonking (Yes, it’s a verb), horse riding (including galloping, even for the newbie - Mr MV) and the Grand Ole Opry last night. Sad to say goodbye to Nashville, but onto New Orleans now.
In money news though, it is extremely expensive here!! A combination of terrible exchange rates (great for me normally with work) and inflation means nothing is cheap and then there’s a tip on top. Mr MV has said it’s fine as he saves a lot each month, so if we miss a month it’s not the end of the world, but still!Don’t get me started on the plastic waste or lack of solar (temps have been over 30 every day, so plenty of potential) - I paid $40 for dinner the other night and it was served with plastic cutlery! 😡
So in summary, no money saving here, but a great time being had.
Have a good evening y’all! (Oh the y’all is definitely staying!)
PS the upper class flight was amazing - the only way to travel 😂😂 oh dear! 😮Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway7 -
Sounds brilliant 🤩. I once got upgraded to upper class travelling to US on my own with work and it was so amazing…2025 decluttering: 4,011 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟
2025 use up challenge: 344🥉🥈🥇💎🏆
Big kitchen declutter challenge 113/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5005
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